USDA Vs. FHA Pro and Con comparison in Newton, Rockingham County, NH

In 2025, the USDA loan limit for Newton, within the county of Rockingham, NH, is $616,400, while the FHA limit for a single-family home stands at $828,000.

Utilize the Lendersa® USDA loan calculator to compare the current leading rates for USDA and FHA loans, and assess the income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you determine the most suitable program for your financial needs in .

Compare loan offers from a total of 100 lenders

2025 Loan Limits and Down Payment Requirements in Newton, County of Rockingham, NH

Loan Type Maximum Loan Limit Required Down Payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Exploring USDA and FHA Loan Options in Newton, NH

The primary aim of Lendersa® is to quickly provide you with the best USDA or FHA loan without unnecessary hassle. Start with one of three available options that will guide you to matching lenders and explore USDA loan programs.

Lendersa USDA loan request with matching results

Understanding USDA Loans in NH

A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, a USDA mortgage loan has no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NW Priority Credit Union
  • 12630 SE Division, Portland, OR, 97236
  • NW Priority Credit Union is strongly committed to the Credit Union philosophy of "People Helping People." With branches located throughout the Portland metro area and in Vancouver, WA. We consistently strive to provide outstanding member service to our members as they are our #1 Priority!
  • CTC Financial, Inc.
  • 1000 N Carson Street, Carson City, NV, 89701
  • CTC Financial, Inc. has been in business since 2002 and serves all parts of California and Nevada. We work with Realtors, Builders, Financial Planners and previous customers. Our commitment to a high level of service, along with a wide range of loan products, is what sets us apart.
  • Greater Nevada Mortgage
  • 4070 Silver Sage Dr, Carson City, NV, 89701
  • Greater Nevada Mortgage (GNM) provides home loans in both Nevada and California to assist a variety of borrowers, from investors to first-time homebuyers. GNM services many home loans locally for Nevadans, as well as borrowers in California. Founded in the Sierra Nevada region in 2001.
  • Northstar Lending Group
  • 1657 Hwy. 395, Suite 103A, Minden, NV, 89423
  • We are your LOCAL, INDEPENDENT mortgage broker with 50+ YEARS of combined experience serving all of Nevada. The education of our clients is our #1 priority in today’s real estate market. Understanding the type & term of your home loan is extremely important. It is essential to know your mortgage product & interest rate.
  • First Fed
  • 105 West 8th Street, Port Angeles, WA, 98362
  • First Fed is a local community bank on an exciting growth trajectory with 15 locations in 5 counties across Washington. We are committed to investing in our amazing team and technologies which enable better service of our customers and communities. In 2021, First Fed received recognition for best workplace
  • Design Financial
  • 6119 Ridgeview Court, Suite 500, Reno, NV, 89519
  • The Design Financial team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Pacific NW Federal Credit Union
  • 12005 NE Erin Way, Portland, OR, 97220
  • PNWFCU is a friendly credit union on a mission to be Your Financial Partner for Life. Since 1942, we’ve been putting people before profits, looking for ways to give back to our members & serve our community. Persons who live, work, worship or attend school in & businesses & other legal entities located in these counties are eligible to join PNWFCU.
  • Kaiperm Northwest Federal Credit Union
  • 7505 NE Ambassador Place, Suite A, Portland, OR, 97220
  • KaiPerm NW Credit Union serves the entire Kaiser Permanente Northwest Region family. The credit union is a not-for-profit financial cooperative. Our mission is to help members get ahead financially by improving their financial health and personal well-being. The credit union’s membership closely mirrors Kaiser Permanente.