FHA Vs. USDA loan program for Newton, Rockingham County, New Hampshire

In 2026, the USDA loan limit for Newton, within the county of Rockingham, NH, is $616,400, while the FHA limit for a single-family home stands at $828,000.

Utilize the Lendersa® USDA loan calculator to compare the current leading rates for USDA and FHA loans, and assess the income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you determine the most suitable program for your financial needs in .

Exploring USDA and FHA Loan Options in Newton, NH

The primary aim of Lendersa® is to quickly provide you with the best USDA or FHA loan without unnecessary hassle. Start with one of three available options that will guide you to matching lenders and explore USDA loan programs.

Lendersa USDA loan request with matching results

Understanding USDA Loans in NH

A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, a USDA mortgage loan has no such requirement.

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(256) 332-3600 Lender's profile and map Reviews Valley State Bank 15565 Highway 43 Bypass, Russellville, AL, 35653 Valley State Bank is a locally owned and operated bank that was formed with one simple operating principle: To provide the members of our community with the best financial services to help them achieve their financial goals.Our staff here at Valley State Bank has decades of experience in banking.
(256) 332-5315 Lender's profile and map Reviews Community Spirit Bank 14009 Highway 43, Russellville, AL, 35653 Community Spirit Bank was the town of Red Bay’s first bank. We opened with the name Bank of Red Bay on June 11, 1908 in the Red Bay Hotel. Our roots run deeper than any other business in this community. We pride ourselves on being a true community bank and serving the citizens of our communities.
(877) 332-1710 Lender's profile and map Reviews CB&S Bank 200 Jackson Avenue South, Russellville, AL, 35653 CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.
(205) 263-4700 Lender's profile and map Reviews Oakworth Capital Bank 850 Shades Creek Parkway, Birmingham, AL, 35209 At Oakworth, our Core Purpose is Helping People Succeed. That resonates through our culture by our associates being intentional about our Core Values, our behaviors and the experiences we provide. This culture fosters an environment where our associates focus on relationships with not only our clients, but also with each other.
(205) 719-5750 Lender's profile and map Reviews CommerceOne Bank 2100 Southbridge Parkway, Suite 385, Birmingham, AL, 35209 CommerceOne is born out of a desire to be exceptional because we believe there is nothing more important than building a meaningful connection between our bankers and your needs. That means providing you with accessible, highly-individualized services that are practically unheard of in the banking industry.
(205) 944-1192 Lender's profile and map Reviews 1st Resource CU 47 West Oxmoor Rd, Birmingham, AL, 35209 To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, security testing, and secured files and buildings. WE PROVIDE LINKS TO THIRD PARTY PARTNERS, INDEPENDENT FROM 1ST RESOURCE CREDIT UNION.
(866) 317-0810 Lender's profile and map Reviews ServisFirst Bank 2500 Woodcrest Place, Birmingham, AL, 35209 ServisFirst Bank is a full service commercial Bank focused on commercial Banking, correspondent Banking, cash management, private Banking and the professional consumer market, emphasizing competitive products, state of the art technology and a focus on quality service. The Bank offers sophisticated cash management products.
(205) 777-3067 Lender's profile and map Reviews Today's Financing 85 Bagby Drive, Suite 337, Birmingham, AL, 35209 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.