USDA and FHA Pro and Con in Newton, Rockingham County, NH
In 2026, the USDA loan limit for Newton, within the county of Rockingham, NH, is $616,400, while the FHA limit for a single-family home stands at $828,000.
Utilize the Lendersa® USDA loan calculator to compare the current leading rates for USDA and FHA loans, and assess the income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you determine the most suitable program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Newton, County of Rockingham, NH
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Exploring USDA and FHA Loan Options in Newton, NH
The primary aim of Lendersa® is to quickly provide you with the best USDA or FHA loan without unnecessary hassle. Start with one of three available options that will guide you to matching lenders and explore USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, a USDA mortgage loan has no such requirement.
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