USDA Vs. FHA your options comparison in Newton, Rockingham County, NH

In 2025, the USDA loan limit for Newton, within the county of Rockingham, NH, is $616,400, while the FHA limit for a single-family home stands at $828,000.

Utilize the Lendersa® USDA loan calculator to compare the current leading rates for USDA and FHA loans, and assess the income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you determine the most suitable program for your financial needs in .

Compare loan offers from a total of 100 lenders

2025 Loan Limits and Down Payment Requirements in Newton, County of Rockingham, NH

Loan Type Maximum Loan Limit Required Down Payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Exploring USDA and FHA Loan Options in Newton, NH

The primary aim of Lendersa® is to quickly provide you with the best USDA or FHA loan without unnecessary hassle. Start with one of three available options that will guide you to matching lenders and explore USDA loan programs.

Lendersa USDA loan request with matching results

Understanding USDA Loans in NH

A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, a USDA mortgage loan has no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Steven Brand
  • 7700 Hudson Rd, Suite 500, Woodbury, MN, 55125
  • As a “Strategic Mortgage Consultant”… Steve will explain all the options so you understand what is available. He will make sure you’re in the right product, the right MI and closing cost scenario that will meet your short & long term financial goals. ​If you’re a VETERAN… there is nobody that can match his knowledge or passion to help you get.
  • Heritage Bank Minnesota
  • 181 Main Street, West Concord, MN, 55985
  • Heritage Bank is proud of its southern Minnesota history, rooted in local family ownership. Known as Farmers State Bank from 1930-2018, this community bank originated in West Concord, Minnesota. In 1966, current owners, Al and Mary Ellen Organ, moved from the Rice Lake, Wisconsin area to West Concord.
  • Peoples Community Bank
  • 200 E 2nd Street, Annapolis, MO, 63620
  • Since 1977, Peoples Community Bank has served the communities of southern Missouri. For more than 40 years, we’ve helped families build homes, businesses achieve success, and farmers finance growth. By staying true to our mission and our values, we have built the knowledge and trust needed for continued success.
  • Novation Credit Union,
  • 500 Imperial Avenue, Oakdale, MN, 55128
  • Novation is not like all of the other financial institutions who are open to serve anyone. We were chartered in 1954 by eight 3Mers for the purpose of providing attractive financial solutions to 3M employees, retirees, and their family members. This is still our mission and our success over the years proves it - we have grown to over $230 million
  • Platinum Bank
  • 7667 Tenth Street North, Oakdale, MN, 55128
  • We understand your challenges, because we, too, are a growth-oriented business. Our business-savvy professionals offer advice and insights that you will likely find unique to the business banking world. You know your business better than anyone, and Platinum Bank respects and appreciates this.
  • Mayek Mortgage LLC
  • 225 North 2nd Street, Stillwater, MN, 55128
  • MAYEK MORTGAGE LLC offers the LOWEST available rate and cost combinations. We can save you up to one full discount point or 1% LOWER in fees when compared to our competitors. In other words, if your loan is $200, 000 we would offer a loan equal to the competition with up to $2000 LESS in closing costs.
  • Vermillion State Bank
  • 107 E Main St., Vermillion, MN, 55085
  • Vermillion State Bank is a community bank with six locations in the southeast Twin Cities metro area. Founded in 1918, we take pride in our commitment to providing excellent customer service by keeping banking simple. We offer our customers experienced advice, not sales, in the areas of Personal & Commercial Banking.
  • Accentra Credit Union
  • 400 Fourth Avenue NE, Austin, MN, 55912
  • Accentra Credit Union, formerly Hormel Employees Credit Union, has been serving our members since 1930. Our commitment today is as firm as it was in 1930 - to provide our member-owners a secure place to save and a trusted place from which to borrow. Since our formation, Accentra Credit Union has grown to almost 15, 000 member.