USDA Vs. FHA Pro and Con comparison in Hampstead, Rockingham County, NH

In the year 2025, the USDA loan limit in Hampstead, situated in the county of Rockingham, NH, is $616,400. Meanwhile, the FHA limit for a single-family home is $828,000.

Using the Lendersa® USDA loan calculator, you can compare the leading USDA versus FHA rates today, alongside assessing the income, credit, reserves, and documents essential for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, helping you determine the best program in for your financial needs.

Compare loan offers from a network of 100 lenders

Loan limits and down payment requirements in Hampstead, Rockingham, NH for 2025

Loan Type Loan Limit Down payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Discover USDA and FHA Loan Options in Hampstead, NH

The objective of Lendersa® is to quickly facilitate you in finding the best USDA or FHA loan without hassle. Choose from three initial strategies to connect with suitable lenders and explore USDA loan programs.

Matching results for Lendersa USDA loan requests

Explaining USDA Loans in NH

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture. It is offered only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Park Square Home Mortgage, LLC
  • 5200 Vineland Rd, Suite 250, Orlando, FL, 32811
  • Park Square Home Mortgage is a joint venture between Park Square Homes and FBC Mortgage, LLC. PSH Mortgage focuses on providing its customers with industry best service. We offer a wide array of competitive mortgage products with expertise in every area of residential mortgage lending from purchasing to refinancing to construction lending
  • Desoto Home Mortgage
  • 6080 Getwell Rd, Suite 204, Southaven, MS, 38672
  • Desoto Home Mortgage (Brad Walker) is a LOCALLY OWNED & OPERATED Mortgage Company located in Southaven, MS. (Licensed in Mississippi & Tennessee -NMLS# 1248883) You name it, Desoto Home Mortgage can do it. We have GREAT RATES, and HUNDREDS OF MORTGAGE LOAN PROGRAMS to meet your homeownership needs
  • F&B Financial Group
  • 5323 Millenia Lakes Blvd., Suite 300, Orlando, FL, 32839
  • F&B Financial Group is a residential mortgage banking firm headquartered in St. Louis, MO with offices in Orlando, FL. F&B Financial Group was created in response to increased customer demand for a knowledgeable and trusted mortgage firm.our professionals are skilled in providing products and services tailored to your specific needs and desires.
  • First Union Lending
  • 4900 Millenia Blvd, Orlando, FL, 32839
  • At First Union Lending, we have a mission that revolves around more than just making money for our investors. Our investors know and are happy knowing that they come second to the small business owner. We have an unwavering belief that small and medium-sized businesses deserve the right to access the capital they need to succeed.
  • Fidelity Home Group
  • 4700 Millenia Blvd. Suite 175, Orlando, FL, 32839
  • Fidelity Home Group, we recognize that buying a home is one of the most important and fulfilling investments an individual or family will make in their lifetimes. We deliver a concierge approach to every one of our clients that will provide as much, or as little, hands on guidance as they need to guide them through the process of home ownership.
  • Personalized Mortgage Planners Inc
  • 2295 South Hiawassee Road, Suite 207, Orlando, FL, 32835
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Multi Home Loans LLC
  • 6735 Conroy Road, 2nd Floor, Suite 219, Orlando, FL, 32835
  • At Multi Home Loans, LLC we educate and empower people to make smart financial decisions with their mortgage in order to build wealth, having amazing rates and low costs! We are not your average mortgage broker, we provide our clients with an unmatched level of product, price and service will always remain our top priority.
  • Mortgage Solutions of Central Florida, Inc.
  • 1104 S. Clarke Road Suite 50, Orlando, FL, 32835
  • Mortgage Solutions has created custom financing options for Commercial and Residential borrowers since 1995. We've worked with clients who have phenomenal credit scores and clients with credit challenges. Our past clients happily refer their friends, family, and co-workers to us because they know our staff delivers on our promises.
  • GI Nationwide Lending Corporation
  • 924 Garfield Street, Melbourne, FL, 32935
  • G.I. Lending team is a combined effort and partnership of lending professionals Rob Fontaine and Lance Supernaw. Rob’s professional career includes 8 years of service to our country in the United States Coast Guard and over 35 years of experience in business, real estate, insurance, and mortgage brokering.