For the year 2026, in Kingston, situated in Rockingham, NH, the USDA loan limit is capped at $616,400, whereas the FHA limit for a single-family home is $828,000.
Utilize the Lendersa® USDA loan calculation tool to weigh today's top USDA and FHA rates, determining the required income, credit score, reserves, and documentation for eligibility. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options to guide you in selecting the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
At Lendersa®, our mission is to deliver optimal USDA or FHA loans quickly and easily. Start by choosing from three options to connect with lenders and available USDA loan programs.
The USDA home loan is backed by the Department of Agriculture and is sometimes called a USDA rural development loan or USDA mortgage, available only in rural locales. Unlike FHA loans necessitating a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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