USDA Vs. FHA Pro and Con comparison in Kingston, Rockingham County, NH

For the year 2025, in Kingston, situated in Rockingham, NH, the USDA loan limit is capped at $616,400, whereas the FHA limit for a single-family home is $828,000.

Utilize the Lendersa® USDA loan calculation tool to weigh today's top USDA and FHA rates, determining the required income, credit score, reserves, and documentation for eligibility. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options to guide you in selecting the most suitable program for your financial needs in .

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Current 2025 Loan Limits and Down Payment Details in Kingston, Rockingham, NH

Loan Type Loan Limit Down payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Explore USDA and FHA Loan Choices in Kingston, NH

At Lendersa®, our mission is to deliver optimal USDA or FHA loans quickly and easily. Start by choosing from three options to connect with lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Defining the USDA Loan in NH

The USDA home loan is backed by the Department of Agriculture and is sometimes called a USDA rural development loan or USDA mortgage, available only in rural locales. Unlike FHA loans necessitating a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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