USDA and FHA Pro and Con in Kingston, Rockingham County, NH

For the year 2025, in Kingston, situated in Rockingham, NH, the USDA loan limit is capped at $616,400, whereas the FHA limit for a single-family home is $828,000.

Utilize the Lendersa® USDA loan calculation tool to weigh today's top USDA and FHA rates, determining the required income, credit score, reserves, and documentation for eligibility. Our comprehensive mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options to guide you in selecting the most suitable program for your financial needs in .

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Current 2025 Loan Limits and Down Payment Details in Kingston, Rockingham, NH

Loan Type Loan Limit Down payment
USDA $616,400 0%
FHA $828,000 3.5%
Conventional Conforming $828,000 3%

Explore USDA and FHA Loan Choices in Kingston, NH

At Lendersa®, our mission is to deliver optimal USDA or FHA loans quickly and easily. Start by choosing from three options to connect with lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Defining the USDA Loan in NH

The USDA home loan is backed by the Department of Agriculture and is sometimes called a USDA rural development loan or USDA mortgage, available only in rural locales. Unlike FHA loans necessitating a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1420 Fifth Avenue Suite 2000, Seattle, WA, 98101
  • Broadmark Realty Capital Inc. (NYSE: BRMK) offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
  • Cascade Federal Credit Union
  • 18020 80th Avenue S, Kent, WA, 98032
  • Established in 1952, Cascade FCU originally served employees of the Cascade Division of the Great Northern Railway. Through railroad mergers, the Burlington Northern Santa Fe developed, which is our largest employee group. In 1982, credit union regulations began allowing credit unions to serve additional employee groups.
  • Rhonda Porter - Mortgage Master Service Corp.
  • 20425 72nd Avenue S, Suite 210, Kent, WA, 98032
  • Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and joined Mortgage Master Service Corporation as a Loan Officer in 2000 and began blogging in 2006. Mortgage Master Service Corporation (NMLS ID#40445) is owned by the Porter family.
  • Kent Jewelry & Loan
  • 624 West Meeker St, Kent, WA, 98032
  • Affordable Goods Since the 1980's, Kent Jewelry & Loan has been serving Washington residents with used retail items at reasonable prices. As Kent's oldest pawn shop, our family-owned and operated business has never failed to supply a large variety of used firearms, jewelry, electronics, sporting goods
  • E-Lending Inc.
  • 4505 Somerset Lane, Kent, WA, 98032
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kiel Mortgage
  • 20425 72nd Ave S, Suite 210, Kent, WA, 98032
  • Kiel Mortgage is a company that lives by core principles to help ensure that decisions are made with each business relationship that focuses on integrity, high ethical standards and a commitment to excellence. Our primary approach to business has been to treat each refinance or purchase as if it was a close family member.
  • MORTGAGE MASTER SERVICE CORPORATION
  • 20425 - 72nd Avenue South, Suite 210, Kent, WA, 98032
  • Mortgage Master is a nationally trademarked company, established in 1976 by members of the Porter family, veterans of the real estate industry since 1950. What began as a small family endeavor has flourished over the years into one of the leading lenders in the Pacific Northwest.
  • Lakeview Mortgage
  • 425 Pontius Avenue N, Suite 450, Seattle, WA, 98109
  • Lakeview Mortgage prides itself on rendering the highest caliber of services with timely responsiveness to clients. We are uniquely poised to provide comprehensive services in relation to purchasing/refinancing your primary residence, second home or investment property. Lakeview Mortgage was opened in 2003.