USDA Vs. FHA Pro and Con comparison in Plaistow, Rockingham County, NH
For the year 2025, in Plaistow, within Rockingham county, NH, the USDA loan cap is $616,400, while the FHA ceiling is $828,000 for a single-family dwelling.
Use the Lendersa® USDA loan calculator to evaluate today's preferable USDA versus FHA rates, determining the needed income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator lets you analyze USDA, FHA, Conforming, and VA options side by side, helping you choose the most appropriate program in for your financial circumstances.
Loan Limits and Downpayment Requirements in Plaistow, Rockingham, NH for 2025
Type of Loan
Maximum Limit
Down Payment
USDA
$616,400
0%
FHA
$828,000
3.5%
Conventional Conforming
$828,000
3%
Options for USDA and FHA Loans in Plaistow, NH
The objective of Lendersa® is to quickly secure the optimal USDA or FHA loan without hassle. Select one of three initial steps to identify suitable lenders and explore USDA loan opportunities thoroughly.
A USDA home loan is backed by the government through the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans have no down payment requirement.
Access Capital Funding, LLC has been providing St. Louis home loans for more than 20 years. We specialize in FHA loans, VA loans, USDA loans and Conventional home loans. Thousands of First Time Homebuyers have used our services. Our No Cost Refinance is a Missouri and Illinois home loan favorite, saving our clients thousands in closing cost.
Our mortgage professionals give you the individual service you deserve and treat you right. You are making a commitment in buying a house, refinancing a mortgage, or tapping into your home equity. So in turn, we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage loan for you.
1637 Race Track Rd, Suite 127A, Saint Johns, FL, 32259
Our technology-driven platform is changing the face of the mortgage industry. Between our 13 day app to clear to close timeline (which is a full MONTH faster than the industry average), our unmatched level of communication and transparency, our custom built CRM and Loan Origination Platform, we’re making a splash.
Foresight Bank is a unique community bank because we listen to our customers and we focus on environmental sustainability.
We recognize every customer is different and we need to listen so we can understand how we can help. We don’t have a cookie-cutter approach that we apply to all of our customers,
Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.
Neighbors Credit Union (formerly St. Louis Postal Employees Credit Union) was created in a shoebox and a dream; that every postal worker deserved a helping hand to get more out of life. Today, we've opened our doors to everyone in our surrounding communities and have become one of the largest and strongest credit unions in Missouri.
Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis. Our not-for-profit status means we can provide you lower loan rates
At St. Louis Mortgage Consultants our core philosophy is to develop and maintain a lifetime relationship with all of our clients. With St. Louis Mortgage Consultants, you will get a local representative that has your best interest in mind. Our goal on a daily basis, is to provide the most efficient and competitive mortgage loan products available.
