For the year 2026, in Plaistow, within Rockingham county, NH, the USDA loan cap is $616,400, while the FHA ceiling is $828,000 for a single-family dwelling.
Use the Lendersa® USDA loan calculator to evaluate today's preferable USDA versus FHA rates, determining the needed income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator lets you analyze USDA, FHA, Conforming, and VA options side by side, helping you choose the most appropriate program in
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| Type of Loan | Maximum Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
The objective of Lendersa® is to quickly secure the optimal USDA or FHA loan without hassle. Select one of three initial steps to identify suitable lenders and explore USDA loan opportunities thoroughly.
A USDA home loan is backed by the government through the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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