In 2026, the USDA loan cap in Salem, within Rockingham County, NH, is $616,400, whereas for a single-family home, the FHA limit is set at $828,000.
Utilize the Lendersa® USDA loan calculator to evaluate competitive USDA and FHA rates available today, and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program, such as in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
The objective of Lendersa® is to efficiently secure the perfect USDA or FHA loan for you, without complexity. Begin by choosing one of three pathways that help connect you to matching lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural communities. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not necessitate any down payment, providing a significant advantage for eligible rural areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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