For 2026, the USDA loan ceiling in Exeter, in the county of Rockingham, NH, is set at $616,400, contrasted with an FHA limit of $828,000 for a single-family residence.
Leverage the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates available today. This tool helps determine the necessary income, credit status, reserves, and required documentation for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the ideal program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
The mission of Lendersa® is to efficiently secure the best possible USDA or FHA loan, sans hassle. Start by selecting one of three entry points that will match you with suitable lenders for USDA loan offerings.
The USDA home loan, officially backed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is exclusively available within rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgage loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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