For 2026 in Brentwood, situated in Rockingham, NH, the USDA loan ceiling is $616,400, while the FHA limit for a single-family residence is $828,000.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates between USDA and FHA today. It will also assist you in assessing the necessary income, credit, reserves, and paperwork required for qualification. With our comprehensive mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to choose the ideal program for your finances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $616,400 | 0% |
| FHA | $828,000 | 3.5% |
| Conventional Conforming | $828,000 | 3% |
The mission of Lendersa® is to rapidly and smoothly secure you the best USDA or FHA loan. Start with one of three paths to connect with matching lenders and available USDA loan programs.
A USDA home loan is federally backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage. Exclusively available in rural areas, it requires no down payment, unlike FHA loans that mandate at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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