In 2026, the USDA loan limit in Bayonne, situated in Hudson, NJ, is $0, whereas the FHA limit for a single-family home is set at $1,089,300.
Use the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA today, and understand the income, credit, reserves, and documents required for eligibility. With our advanced mortgage calculator, you can review the USDA, FHA, Conforming, and VA options side by side to choose which program in aligns with your specific financial situation.
Loan Limits and Down Payment Requirements for 2026 in Bayonne, Hudson, NJ
Type of Loan
Max Loan Limit
Required Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Solutions in Bayonne, NJ
At Lendersa®, our objective is to efficiently secure you the most favorable USDA or FHA loan without any hassle. Choose from three starting points that pair you with suitable lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture and also known as a USDA Rural Development Loan or USDA mortgage. It's exclusively offered in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage does not mandate any down payment.
Our company provides financing solutions for transitional assets – industrial, multi-family, retail, land and office – located in the New York metropolitan area, as well as throughout the Northeast and Mid-Atlantic regions and in South Florida. At Case, we evaluate each loan, property and real estate.
The Bank started in 2000 with just one branch in Bayonne, NJ. After 10 years of success and growth, BCB acquired Pamrapo Savings Bank, also headquartered in Bayonne, but with reach into neighboring communities. Soon after this expansion, BCB acquired Allegiance Community Bank, headquartered in South Orange, NJ.
All members and full-time employees of ILA Local 1233, ILA Local 2049, Local 1233 Federal Credit Union and their immediate families are eligible to join Local 1233 Federal Credit Union. All new members must provide proof of residency, social security number, and two picture identifications.
The Entertainment Industries Federal Credit Union was established to provide quality financial services to members who share our common bond. We will serve our SEG's and promote community development by providing services toward improving the social and/or economic conditions of low income residents in our field of membership.
Seaport Federal Credit Union is a member owned, not-for-profit financial cooperative institution. We are dedicated to providing quality financial products and services, delivered in a professional, courteous and timely manner. Unlike other types of financial institutions, which need to generate profits in order to satisfy stockholders.
Union County Employees Federal Credit Union offers a savings account, Christmas and Vacation clubs as well as various loans to provide you with an easy way of savings & managing your hard-earned money. The Credit Union provides members with the convenience of having money withdrawn from your paycheck & deposited directly into your savings account.
The Wakefern Federal Credit Union was established in 1962. Our current field of membership includes all Wakefern Food Corporation employees and its wholly-owned subsidiaries, Food Haulers, Inc. National Transport Services Company, all PriceRite store employees as well as ShopRite store employees if their owners have signed up with the Credit Union.
80 West Grand Street, 3rd Floor, Elizabeth, NJ, 07201
Lends in New Jersey
Virtue Funding founder of the edward koster For 25 years Ed's unique style of lending has allowed him to create and deliver flexible products. His goal is to get you the best possible loan option to meet your goals and financial needs.and We take the time to understand your unique needs
