USDA Vs. FHA Pro and Con comparison in Hoboken, Hudson County, NJ
During 2025, the USDA loan limit applicable in Hoboken, within the county of Hudson, NJ, is set at $0, while the limit for FHA loans remains at $1,089,300 for a single-family home.
Utilize the Lendersa® USDA loan calculator to contrast today’s top USDA and FHA rates, determining the necessary income, credit score, reserves, and documentation for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting in determining the best program for your particular financial situation in .
Loan limits and down payment requirements in Hoboken, county of Hudson, NJ for 2025
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA loan choices in Hoboken, NJ
The intention of Lendersa® is to facilitate obtaining the ideal USDA or FHA loan quickly and efficiently, avoiding complications. Choose among three initial options that lead to matching with lenders and discovering USDA loan programs.
A USDA home loan is a government-backed loan provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, accessible only in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans eliminate the need for any down payment.
Since 1889, Colonial Federal Savings Bank has been “your neighborhood bank”. As the only remaining mutual savings bank founded in the City of Quincy, we are aware that nothing replaces the understanding, thoughtful, and individual service that is only available through personal contact.
Classic Homes Real Estate is a well established (over 33 yrs), successful, independently owned and operated full service residential real estate agency.
We are not a traditional “cookie cutter” real estate agency. Even our office is different. We’ve restored a residential home in the heart of Wollaston Center, and filled it with a caring.
Cambridge Municipal Employees Federal Credit Union
795 Massachusetts Avenue, Cambridge, MA, 02139
Cambridge Municpal Employees Federal Credit Union differs from banks and other financial institutions in that those who have accounts in the credit union are its members and owners, and they elect their board of directors Credit unions see themselves as different from mainstream banks, with a mission to be community-oriented and serve people.
Harvard University Employees Credit Union is a not-for-profit financial institution, founded in 1939 by employees and serving all Harvard affiliates and teaching hospitals, including faculty, students, alumni, post-docs, fellows, and more.
Harvard affiliates and their family are eligible to join.
"NewDay USA is building our nation's leading VA mortgage company, serving America’s veterans and their families, to help Veterans like you get the financial security and peace of mind you deserve.
Since 2004, NewDay USA has set out to improve the lending experience for Veterans, Service members and their family members."
8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759
Imperium Mortgage We are a people-centric organization that not only seeks to minimize the impact of our business on the environment but also shares concerns that will be confronted by future generations. You do not normally expect to hear this from a mortgage company, but the fact is, we finance people’s future.
8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759
Access Financial Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Advantage Star Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. and We offer a wide range of loan programs including: 30yr mortgage Conventional, Jumbo, VA and more
It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.
