USDA Vs. FHA your options comparison in Harrison, Hudson County, NJ
During 2026, the USDA loan cap in Harrison, located in the county of Hudson, NJ, is set at $0, while the FHA cap for a single-family house is $1,089,300.
Utilize the Lendersa® USDA loan calculator to identify and contrast the leading USDA and FHA rates today. It assists in determining the necessary income, credit score, reserves, and documentation to qualify. Our sophisticated mortgage calculator showcases a side-by-side comparison of USDA, FHA, Conforming, and VA loan programs, guiding your decision for the optimal option in Alabama tailored to your financial circumstances.
Loan Limits and Downpayment Requirements in Harrison, County of Hudson, NJ for 2026
Loan Category
Maximum Loan
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Alternatives in Harrison, NJ
The purpose of Lendersa® is to efficiently secure you the foremost USDA or FHA loans with ease. Choose one of three initial paths to find compatible lenders and USDA loan options.
The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan and is tailored for rural areas. Unlike FHA loans, which demand a 3.5% down payment, USDA mortgages offer the advantage of requiring no down payment at all.
SoFi’s mission is to help people reach financial independence to realize their ambitions. And financial independence doesn’t just mean being rich—it means getting to a point where your money works for the life you want to live.
Everything we do is geared toward helping our members get their money right. We’re constantly innovating
Public Service Plaza Federal Credit Union has been open since 1953. The credit union has assets totaling $18.7 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves communications.
The I.L.A LOCAL 1235 Federal Credit Union was created for the members of the International Longshoreman Association. Our membership is based on longshoreman, warehouseman, checkers & the immediate family of members.We have been here for our members since 1982. The credit union is preparing to expand their current services for our wonderful members.
FENFCU is a federally chartered, full-service credit union whose members are employees of federal employees, and their family members, of agencies that are headquartered, or have been historically headquartered out of Nothern New Jersey. This list includes IRS, USDOJ, Homeland Security, the US Courts in New Jersey, FBI, DEA, ATF, SSA, GSA.
AryMing Asset Funding, LLC (AAH) is a boutique, private real estate lending sponsorship firm founded in 2010. We purchase, finance, sell, and assign mortgages & notes. We cater to accredited, high net worth individuals who appreciate transparency and personalized service in the distress asset sector of real estate.
NFFCU was chartered in 1940 to service the financial needs of the members & their families, of the Fire Department of the City of Newark. Over the past 79 years the credit union has grown to a $18 million financial organization with 5 employees serving over 3, 000 members. NFFCU is headquartered at Newark in a credit union-built-and-owned building.
At American Fidelity Mortgage, we provide lending services and approve our clients into their next home. - Family owned and operated - Direct FHA Lender - Products available include but are not limited to - FHA, Conventional, 203k, Reverse Mortgages, Jumbo’s, USDA, Streamline Refi’s, Full Harp -program.
AMS Mortgage Services, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
Schuyler Savings Bank has been serving the Kearny and surrounding NJ communities since 1924. As a true “Community Bank”, we are committed and dedicated to providing excellent service to our customers with branches both in Kearny and Harrison. Being very attentive to customer needs and offering more personalized service.
