USDA and FHA Pro and Con in Jersey-City, Hudson County, NJ
In 2025, the USDA loan limit in Jersey-City, within Hudson county, NJ, is $0, while the FHA limit for a single-family home stands at $822,375.
Use the Lendersa® USDA loan calculator to evaluate the current optimal USDA vs. FHA rates and determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your particular financial situation in .
2025 Loan Limits and Downpayment Requirements in Jersey-City, Hudson County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Jersey-City, NJ
Lendersa® is dedicated to finding you the best USDA or FHA loan swiftly and with ease. Choose one of three starting paths that lead to matching lenders and USDA loan programs.
The USDA home loan, sanctioned by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment, enhancing access to homeownership in rural communities.
3780 Kilroy Airport Way Suite 200, Long Beach, CA, 90806
Jack Skovgard is your premier mortgage broker located in Long Beach, California. Jack offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Long Beach area. Whether you are first time home buyer, purchasing your dream home,
3780 Kilroy Airport Way, Suite 200-770, Long Beach, CA, 90806
Axxess Capital Mortgage. I know you'll find the services offered here helpful and the loan programs not only convenient, but very competitive. It's our goal to help you cut through the clutter and noise in the mortgage marketplace, so you can quickly and efficiently find a loan that meets your needs
Incom Capital is committed to building the optimal financing structure for each client transaction.We provide capital for the purchase, re-capitalization and acquisition & development of residential and commercial real estate projects. Our team brings 50+ years of experience and relationships with over 2500 lenders.
3055 Wilshire Blvd, Suite 530, Los Angeles, CA, 90010
Incorporated since 1994, we provide title loans to California residents. Customer service is a top priority and we know people are in a hurry to get funds, so we give approvals and funding in as little as an hour. We have competitive rates! We provide car title loans to people who are in need of emergency money.
3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, 90010
Pacific City Bank (NASDAQ: PCB) was founded to serve the commercial banking needs of primarily Asian-American owned small and medium-sized enterprises and real estate investors. Specialties include providing various types of financing, such as commercial property loans, small business loans and lines of credit.
3435 Wilshire Boulevard, Suite 100, Los Angeles, CA, 90010
As a community bank offering a wide range of deposit and lending products and services to mid-sized businesses in the multi-ethnic communities of Southern California and beyond, CBB prides itself on providing unparalleled value to our customers, shareholders, community, and employees.
3700 Wilshire Blvd, Suite 104, Los Angeles, CA, 90010
Hanin Federal Credit Union is to assist Korean Americans, who live or work in the county of Los Angeles, to regain their financial strength (seriously impaired by the Los Angeles Riot of 1992 and the Northridge Earthquake) in two ways: first, by cultivating a habit of systematic savings among its members; second
3255 Wilshire Blvd, Suite 1808, Los Angeles, CA, 90010
Our goal is to be the lender of choice for consumers & the employer of choice by being a company that operates on sound principles of exceptional value, ethics and transparency. We employ uncompromised ethical standards demonstrating honesty and fairness in every action we take. We treat one another with respect & value each other's contributions.
3699 Wilshire Blvd, Suite 670, Los Angeles, CA, 90010
Primus Lending Corporation is a privately held mortgage bank, founded in March of 2000. After working for several years as a loan originator and manager for other companies, the owner decided to start his own company, on a platform of dedication to high-quality, premier customer service, to both retail clients and real estate professionals.
