USDA and FHA Pro and Con in Bergenfield, Bergen County, NJ
The USDA loan limit for 2025 in Bergenfield, located in the county of Bergen, NJ, is $0, while the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables you to see USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in aligns best with your financial needs.
Loan Limits and Downpayment Requirements for 2025 in Bergenfield, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Bergenfield, NJ
Lendersa® is committed to quickly securing the most suitable USDA or FHA loan for you without hassle. Choose one of the three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
AAA Mortgage Money offer some of the lowest rates possible without sacrificing excellent customer service. My extensive experience in the mortgage industry allows me to help guide you towards informed decisions that will benefit you now and in the future. Whether you are a first-time home buyer or looking to refinance your existing mortgage.
656 North French Road, Suite 7, Amherst, NY, 14228
Williamsville Federal Credit Union to serve our member’s by providing convenience, exceptional service with advanced products. Williamsville Central School District Employees have an opportunity to become a member of the Williamsville FCU It is a not-for-profit financial institution owned and controlled by the members and is operated for your benef
Since its inception in 1957 the Sweet Home Federal Credit Union has been serving its members in the AMHERST, New York area with exceptional financial products and also Sweet Home Credit Union is a financial institution offering favorable rates on savings & loans, serving the Town of Amherst and the Town of Tonawanda, NY.
We are a full service not for profit financial institution. Your success is our success with people helping people A credit union is a not-for-profit financial cooperative, owned by its members. Yes, Boulevard Federal Credit Union offers loans, checking and savings accounts, and other financial services that banks offer. But we're quite different f
1416 Sweet Home Road, Suite 9B, Great Neck, NY, 14228
Queen City Funding, Inc., a professional mortgage company specializing in residential mortgages. At Queen City Funding, Inc., we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
Norway Savings Bank is a leading mutual banking and financial services company headquartered in Norway, Maine. The bank was founded in 1866 with a commitment to personal values, community values and financial values that have never faltered. The mission of Norway Savings Bank is to promote the long-term financial growth and success of our customers
D & D Mortgage Corporation was founded in 1998 with its' owner, Keith E. Durgin, having over 20 years Mortgage Banking experience.The Company specializes in all aspects of Purchase and Refinance Mortgage loans for Primary Residences, Second Homes, Vacation Homes and Investment Properties.
Brightleaf Mortgage, we take a consultative approach to the home loan process by customizing each transaction to help our customers achieve their home financial goals. Any loan officer can get you a loan. Our mission is to get you the right loan for your Richmond, Virginia home.Integrity is the cornerstone of Brightleaf Mortgage.
WEPCO FCU will maintain the financial stability necessary to provide you with safe, convenient, & cost-effective products. We will provide the exemplary service necessary to earn the privilege of being your financial institution of choice. We will seize opportunities to grow the credit union in a prudent manner for the benefit of all we serve.
SJP Federal Credit Union was established in 1939 and is now one of the fastest growing, industry leading credit unions in Western New York. At SJP Federal Credit Union, people truly are worth more than money and SJP Federal Credit Union Specialties in Auto Loans, Boat & RV Loans, Member Business Loans, and CDs, IRAs, & Money Market Accounts