USDA Loan Vs. FHA loan for Bergenfield, NJ [ best of 2023]

In 2025, USDA loan limit in Bergenfield, county of Bergen, NJ is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bergenfield, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(626) 632-5750 2436 miles Lender's profile and map Reviews Interstate Lenders 3153 Gladys Ave, Monterey Park, CA, 91770 "I have been helping friends and families with mortgage home loans since 2002. Prior to being a full time loan agent, I worked with Chase, Wells Fargo Bank and Bank of America. I have over 20 years of loan and financial services experience. I will always provide you with expert advice and give my best effort to meet your goals"
(562) 693-5048 2436 miles Lender's profile and map Reviews Nationwide Home Loans 8152 Painter Avenue, Suite 200, Whittier, CA, 90602 Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
(714) 714-0050 2437 miles Lender's profile and map Reviews Vantage One Mortgage 5212 Silver Drive, Santa Ana, CA, 92703 Vantage One Mortgage provides wide range of residential mortgage services, including home purchase, refinance, cash out to meet your financial needs and circumstances. Working directly with national and local wholesale lenders to get you the best terms. We also assist with Non-QM mortgages, and Hard Money lending.
(888) 420-0604 2437 miles Lender's profile and map Reviews Valhalla Home Loans 2360 Huntington Drive, Suite 308, San Marino, CA, 91108 "Valhalla Home Loans are an online mortgage lender. We are not lead generators for other lenders. We use real-time mortgage quotes, up-front access to closing cost details, online applications, electronic document processing and e-signatures to make the mortgage process fast, easy and transparent"
(626) 674-8419 2437 miles Lender's profile and map Reviews iEccentric Realty and Mortgage 1613 Chelsea Road, Suite 325, San Marino, CA, 91108 "iEccentric Realty and Mortgage offers a wide variety of loan programs ranging from the government VA & FHA loans to the conventional fixed program, ARM program, and Jumbo loans. The primary loan programs which we promote are the following: 10, 15, 20, and 30 Year Fixed Programs (We also exclusively offer 8,12, 22, and 27 Fixed Programs)"
(805) 823-5119 2437 miles Lender's profile and map Reviews Emory Financial 2920 Huntington Drive, Suite 100, San Marino, CA, 91108 Emory Financial is a mortgage brokerage business that will take you through every step of the mortgage process. We take the time to understand your needs and goals before selecting the best program for you at the best available rate. Whether you're buying a new home, refinancing, consolidating debt
(503) 266-5800 2437 miles Lender's profile and map Reviews Advantage Mortgage Inc 265 SW 1st Avenue, Canby, OR, 97013 Advantage Mortgage was founded on the principle that big bank/retail lending, was not the best way to serve clients. On August 1st, 2018, our Canby office opened and a new path was forged in Mortgage Lending. As Independent Mortgage Brokers, we supply our customers with smarter and more financially sound solutions in home lending.
(626) 793-5000 2437 miles Lender's profile and map Reviews Green Street Mortgage 1055 E. Colorado Boulevard, Suite 500, Pasadena, CA, 91106 Green Street Mortgage Company was founded in 1991, and since it's inception our goal has been to help our clients make informed decisions regarding their real estate financing options. We understand the unique needs of the real estate investor and we possess the knowledge and experience to get the job done right.
(626) 486-1703 2437 miles Lender's profile and map Reviews Housing Financial Corp. - Mortgage Lender 33 S. Catalina Ave, Suite 102, Pasadena, CA, 91106 Housing Financial Corp. - Mortgage Lender is located in Pasadena, California, and was founded in 2012. Housing Financial provides residential mortgage financing. This business is working in the following industry: Loan companies. Annual sales for Housing Financial Corp. - Mortgage Lender are around USD 191, 813.00.
(626) 449-8545 2437 miles Lender's profile and map Reviews Sierra Capital Mortgage Company 1055 E. Colorado Blvd, Suite 500, Pasadena, CA, 91106 Sierra Capital Mortgage has provided clients throughout California the best possible financing solutions by leveraging our experience and extensive network of lending partners. We are committed to providing our clients expert advice, extremely competitive interest rates, and exceptional customer service.