USDA and FHA Pro and Con in River-Edge, Bergen County, NJ
In 2025, the USDA loan limit in River-Edge, located in Bergen county, NJ, is $0, whereas the FHA limit for a single-family home stands at $822,375.
Use Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and identify the income, credit, reserves, and documents needed for approval. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, helping you select the ideal program in for your financial circumstances.
2025 Loan Limits and Downpayment Requirements in River-Edge, Bergen, NJ
Loan Type
Limit
Downpayment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in River-Edge, NJ
Lendersa® aims to secure the best USDA or FHA loans quickly and effortlessly. Choose one of three options to find matching lenders and USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages do not require any down payment.
"Metropolitan Home Mortgage is an industry leader in the
real estate financing arena that focuses on providing a tailored solution to each client’s needs.
Having spent the past 20+ years providing guidance and amazing results to borrowers of all types in obtaining the
best financing solution that is available in an ever changing marketplace."
5850 Town & Country Bl, Suite 403, Frisco, TX, 75034
Bethlehem Mortgage Solutions is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Texas Union Mortgage offer residential home purchase, refinance, and equity loans anywhere in the State of Texas. We are experts in FHA, VA, USDA, Conventional, Refinance, and Cash Out Refinance. We are specialists in grant programs to help first-time homebuyers. And we work with home builders to help you get into a new build home.
Texas Union Mortgage is a licensed mortgage brokerage with headquarters in Frisco, Texas. The company was founded in 2002. Our employees and their families live in the communities we serve. As a small business, we offer competitive rates and attractive loan programs by keeping our expenses low.
Community State Bank of Canton is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Resources and experience to help you achieve your savings goals. Our Individualized banking and account options to meet your unique needs. We hope everyone enjoys our new service for our customers.
Mesquite Credit Union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department.
State chartered credit unions are regulated by their state credit union department. The NCUA administers the federal insurance fund, NCUSIF, which covers all federal credit unio
Opendoor Loan Servicing is a bonded and state licensed residential loan servicing company. We are the bridge between the lender and the borrower. We save time for the lender by fully managing each portfolio while providing excellent customer service to the borrowers. Customer service is excellent in Opendoor Loan Servicing.
Nuwave lending provides financing for homes. We offer loan programs for conventional, FHA, VA, Jumbo, Self-Employed Borrowers, Bank Statement Loans, and Investment Property loans and also NuWave is dedicated to providing a fast, transparent digital mortgage experience backed by superior customer support.
Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process. Oz Lending has access to the best loan programs available, FHA, VA, Construction, Jumbo.
