USDA and FHA Pro and Con in River-Edge, Bergen County, NJ
In 2026, the USDA loan limit in River-Edge, located in Bergen county, NJ, is $0, whereas the FHA limit for a single-family home stands at $822,375.
Use Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and identify the income, credit, reserves, and documents needed for approval. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, helping you select the ideal program in for your financial circumstances.
2026 Loan Limits and Downpayment Requirements in River-Edge, Bergen, NJ
Loan Type
Limit
Downpayment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in River-Edge, NJ
Lendersa® aims to secure the best USDA or FHA loans quickly and effortlessly. Choose one of three options to find matching lenders and USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages do not require any down payment.
Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
99 West Essex Street, 2nd Floor, Maywood, NJ, 07607
Lends in New Jersey
Freedom Bank is an independent, full-service commercial bank that's committed to providing individuals and businesses with ways to achieve their financial goals. From checking and IOLTA accounts to CDs and low-cost loans, we have it all! We are dedicated to high-tech delivery of competitive products,
25 E Spring Vall9y Ave, Suite 205, Maywood, NJ, 07607
Lends in New Jersey
Classic Mortgage, LLC specializes in all types of mortgage loans including: FHA , VA , New Construction and traditional loans. Established over 16 years ago, Classic Mortgage a New Jersey Mortgage Firm has become one of the fastest growing residential lenders in the northeast.A full service mortgage banker licensed in New Jersey, New York,
Our Mission is To provide the highest quality financial services, through commitment to excellence and financial strength, exceeding the expectations of our members and employees. Our Vision is Commitment to making a positive difference in the financial lives of our members and in the community we serve. We want to be the financial institution.
RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se
201 West Passaic Street, Floor 3, Suite 304, Rochelle Park, NJ, 07662
Lends in New Jersey
H&E Telephone Federal Credit Union is a federally insured financial cooperative serving employee groups since 1967. It was originally formed for employees and family members of New Jersey Bell and AT&T. Now, H&E also serves HPAE at Englewood Hospital and several other member groups.
151 West Passaic Street, 2nd Floor, Rochelle Park, NJ, 07662
Lends in New Jersey
The Affinity Realty Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
We offer real estate & business financing for all kind of investment retail, properties, including commercial, industrial, multi-family, mixed use property, and more. Our unique approach allows us to close quickly and securely on business loans & real estate investments, even when conventional lenders turn you away.
336 W Passaic St, Suite 310, Rochelle Park, NJ, 07662
Lends in New Jersey
Centra Capital Investments is a commercial real estate investment company offering hard money when traditional banks do not. We provide construction loans for both ground up new construction and renovation projects. Will consider both residential and commercial properties with a loan up to 100%
