USDA Vs. FHA your options comparison in River-Edge, Bergen County, NJ
In 2025, the USDA loan limit in River-Edge, located in Bergen county, NJ, is $0, whereas the FHA limit for a single-family home stands at $822,375.
Use Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and identify the income, credit, reserves, and documents needed for approval. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, helping you select the ideal program in for your financial circumstances.
2025 Loan Limits and Downpayment Requirements in River-Edge, Bergen, NJ
Loan Type
Limit
Downpayment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in River-Edge, NJ
Lendersa® aims to secure the best USDA or FHA loans quickly and effortlessly. Choose one of three options to find matching lenders and USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages do not require any down payment.
4640 Walnut Lake Road, Bloomfield Hills, MI, 48301
Lynn Wang Financial LLC Located in Beautiful Eastsouthern Michigan, we thrive on the success and satisfaction of our clients. Ling Wang is an expert in IT area. Ms. Wang founded the company with her interest in finance and an intent to serve friends and colleagues in Auto companies for a low rate and reliable service.
Here at SafeWay we live by, every client every time, and we always make sure to offer the smartest mortgage solution from refinancing to purchasing your dream home. Our mission is to walk each client through the mortgage process and make sure we educate the client throughout the process of obtaining a new mortgage solution.
A team of professionals that believe everyone should be treated as if they lived next door. Our founders and team members have more than 150 years of combined experience helping clients all over the country choose the best loan program to help accomplish their goals. We leverage each client’s feedback as our entire team works.
29777 Telegraph Road, Suite 3580, Southfield, MI, 48034
Our mission is to create awareness and a better understanding of reverse mortgages throughout the senior adult community as well as within the professional community. Our goal is to educate people completely, accurately, and honestly about the pros and cons of reverse mortgages. We hope to make a difference in the lives of many senior Americans.
300 Galleria Officentre, Suite 500, Southfield, MI, 48034
At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities.
We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment. Our clients deserve the care
Extreme Loans (powered by First Savings Bank NMLS# 41131) is an EXTREMELY AWESOME mortgage branch that is here to help with any/all residential mortgage buying or refinancing needs. We lend nationwide so check us out online www.extremeloans.com or contact us #844CloseFast (844-256-7332)
300 Galleria Officentre, Suite 101, Southfield, MI, 48034
United Mortgage Lending is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
29777 Telegraph Road, Suite 3590, Southfield, MI, 48034
In business since 2003, UIF Corporation offers home and commercial financing products and services that allow our customers to remain true to their faith. Our goal is simple; to serve the financial needs of the American Muslim community.
UIF is always striving to provide more faith based products in order to be your single point.
29500 Telegraph Rd, Suite 200, Southfield, MI, 48034
At Prime Mortgage, our job is making you our number one priority. Whether you’re getting ready to buy your first home, consolidate debt, or any other mortgage needs you can imagine we’ve got the experience you need to create a successful experience. Click the button below for more details.
