USDA and FHA Pro and Con in River-Edge, Bergen County, NJ
In 2026, the USDA loan limit in River-Edge, located in Bergen county, NJ, is $0, whereas the FHA limit for a single-family home stands at $822,375.
Use Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and identify the income, credit, reserves, and documents needed for approval. Our sophisticated mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, helping you select the ideal program in for your financial circumstances.
2026 Loan Limits and Downpayment Requirements in River-Edge, Bergen, NJ
Loan Type
Limit
Downpayment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in River-Edge, NJ
Lendersa® aims to secure the best USDA or FHA loans quickly and effortlessly. Choose one of three options to find matching lenders and USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages do not require any down payment.
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After receiving your information, Greatwall, Inc will be able to get a complete look at your financial situation to determine.
