USDA Loan Vs. FHA loan for Tenafly, NJ 2025

For 2025, the USDA loan limit in Tenafly, county of Bergen, NJ, is fixed at $0. In comparison, the FHA loan limit for a single-family home is $1,089,300.

The Lendersa® USDA loan calculator allows you to assess the current USDA versus FHA top rates and figure out the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator facilitates side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding you in choosing the best program for your particular financial situation in .

Exploring USDA and FHA Loan Options in Tenafly, NJ

The mission of Lendersa® is to procure the most favorable USDA or FHA loan for you promptly and effortlessly. Choose one of three starting points to connect with matched lenders and explore USDA loan programs.

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Understanding What USDA Loan Offers in NJ

The USDA home loan is a financing option guaranteed by the U.S. Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, and is designed for rural locations exclusively. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.

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(978) 922-5254 Lender's profile and map Reviews Beverly Municipal Federal Credit Union 139 Cabot Street, Beverly, MA, 01915 BauerFinancial, an independent financial institution rating firm has awarded Beverly Credit Union it’s highest rating, five-stars. This superior ranking is reserved only for the strongest and most stable financial institutions in the Nation. Beverly Credit Union earned this score due to our solid financial footing and continual enduring financial p
(978) 922-4446 Lender's profile and map Reviews GoldCoast Mortgage Service Inc 100 Cummings Center, Suite 544H, Beverly, MA, 01915 GoldCoast Mortgage To make certain that you succeed at your real estate goals.To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help We won’t chase, sell, or obligate you. Ever. If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.
(240) 461-6724 Lender's profile and map Reviews Concord Mortgage 8441 Winding Trail, Laurel, MD, 20724 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(508) 775-4663 Lender's profile and map Reviews Homestead Mortgage, LLC 45 Londonderry Turnpike, Suite 1, Hooksett, NH, 03106 "Homestead Mortgage, LLC is committed to helping you find the right mortgage product for your needs and to exceeding your expectations for outstanding customer service. We understand that every borrower is different, and our clients have access to the widest array of programs and options,"
(443) 778-5250 Lender's profile and map Reviews APL Federal Credit Union 11050 Johns Hopkins Road, Laurel, MD, 20723 Our members entrust us with the enormous responsibility of helping them reach their financial goals. Everyone at APL FCU works tirelessly to be worthy of that trust, and to create the best member experience possible. If you live, work, regularly conduct business in or attend school in Howard County, Maryland.
(301) 586-3400 Lender's profile and map Reviews Market USA Federal Credit Union 8871 Gorman Road, Suite 100, Laurel, MD, 20723 Market USA, a full-service financial institution, was originally chartered in 1953 to serve Giant Food employees in the Mid-Atlantic region. Throughout the years our membership has grown to include additional grocery store chains such as Giant of Carlisle, Stop and Shop, and BI-LO, as well as over 80 select employer groups.
(410) 543-4626 Lender's profile and map Reviews Salisbury Neighborhood Housing 560 Riverside Drive, Suite A102, Salisbury, MD, 21801 Salisbury Neighborhood Housing Services (SNHS) is a private non-profit organization. Our mission is to cultivate sustainable neighborhoods with partnerships and lending that inspire self-reliance, growth and optimism. The organization was incorporated in 1994 with the vision of increasing homeownership
(978) 374-0161 Lender's profile and map Reviews Haverhill Bank 180 Merrimack Street, Haverhill, MA, 01830 Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
(978) 372-8833 Lender's profile and map Reviews Haverhill Fire Department Credit Union 75 Kenoza Avenue, Haverhill, MA, 01830 The Haverhill Fire Department Credit Union was chartered on August 5, 1933 for Haverhill firefighters and their families. The first office was located at the Essex Street fire station. After 1 year of business, in August of 1934, the credit union had 91 members and $3, 515.08 in assets. By 1950 the credit union had assets of nearly $41, 000.
(978) 374-7386 Lender's profile and map Reviews HTM Credit Union 4 Summer Street, Room 3, Haverhill, MA, 01830 The Haverhill Teachers Credit Union was formed in 1937 as a member owned, state chartered, non-profit organization. It was opened in the basement of Haverhill High School (currently City Hall). Following the established pattern as a savings and loan service, members took advantage of the newly developed programs
(978) 372-7731 Lender's profile and map Reviews Pentucket Bank 1 Merrimack Street, Haverhill, MA, 01830 Pentucket Bank was established in 1891 as a mutual bank, which essentially means we are owned by our customers and our primary focus has always been on meeting their needs. As a local community bank our focus is in three key areas: building long term relationships with our customers, by providing a level of service.
(410) 804-8926 Lender's profile and map Reviews Clarksville Mortgage Corporation 5533 Adams Ridge Rd, Clarksville, MD, 21029 Clarksville Mortgage Corporation, where we specialize in residential mortgages. At Clarksville Mortgage Corporation, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.