USDA Vs. FHA your options comparison in Cresskill, Bergen County, NJ
In 2025, the USDA loan limit for Cresskill in Bergen, NJ is $0, whereas the FHA limit for a single-family home is $1,089,300.
With the Lendersa® USDA loan calculator, you can assess today's USDA versus FHA rates and establish the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator illustrates USDA, FHA, Conforming, and VA loans in comparison, aiding you in picking the best program in Alabama for your financial needs.
2025 Loan Limits and Down Payment Details in Cresskill, Bergen, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Financing Options in Cresskill, NJ
The aim of Lendersa® is to provide you with the best USDA or FHA loan quickly and seamlessly. Pick one of three initial options to link with matching lenders and USDA loan offerings.
A USDA home loan, backed by the government's Department of Agriculture—often referred to as a USDA rural development loan or USDA mortgage—is tailored for rural locations. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA loan doesn't necessitate any down payment.
SpiritBank offers a spirited approach to banking with a full-line of banking products and services. We have the resources you need to help you with your business and personal banking needs. The person posting is an employee of the bank, anything posted may contain a personal opinion, and not necessarily the opinion of SpiritBank.
In April of 1894 The Commercial Bank opened for business in the Opera House located where the REA building now stands. Henry Wehrman, F.W. Lawson, Robert Greenwood and Henry Fox,Jr. signed the articles of incorporation. The Officers elected were Henry Wehrman, President; F.W. Lawson, Vice President; and R.M. Gourley, Cashier.
Chartered Oct. 5, 1988, we began with 31 banks investing $1.5 million in capital and surplus. Our equity capital now exceeds our first day total assets. Today, as one of 14 bankers’ banks across the country, BBOK has nearly 200 shareholders and provides correspondent services to more than 90% of the banks throughout the state.
Chisholm Trail State Bank is now Stryv. We’ve always strived to serve our customers and our communities with bold, tireless energy. Now, to better reflect our uncommon drive, we’ve taken a new name. The bank has grown and changed in recent years including its focus and growth toward the business community.
Campus Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members, and to invest savings of its members, remains the same today.Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members.
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Credit Union has been open since 1942. The credit union has assets totaling $26.64 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans and other financial services to members.
Rayne Building and Loan Association’s mission is to provide personalized banking solutions for every stage of life with ongoing customer satisfaction in a range of products and services. RBL's focus on supporting the development of homes, communities and neighborhoods has been engrained in our culture since the beginning.
