USDA Vs. FHA Pro and Con comparison in Blackwood, Camden County, NJ

For the year 2025, the USDA loan cap in Blackwood, located in the county of Camden, NJ, is set at $381,800. For a single-family home, the FHA limit is $529,000.

Utilize the Lendersa® USDA loan calculator to weigh the best rates against FHA. Assess the necessary income, credit score, reserves, and documentation to qualify. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, enabling you to select the optimal program in for your financial situation.

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2025 loan limits and down payment requirements in Blackwood, Camden county, NJ

Loan Category Maximum Amount Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conforming $726,200 3%

USDA and FHA loan features in Blackwood, NJ

Lendersa® is dedicated to swiftly securing the most suitable USDA or FHA loan without undue stress. Choose from three starting points to connect with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in NJ

The USDA home loan, endorsed by the U.S. Department of Agriculture, otherwise referred to as USDA rural development loan or USDA mortgage, is specifically for rural locations. Conversely, FHA loans demand a minimum 3.5% down payment, whereas USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Trojan Financial Solutions
  • 1503 South Coast Drive, Suite 106, Costa Mesa, CA, 92626
  • "We know that each customer has specific needs when it comes to mortgage and real estate. With our wide array of mortgage products, investment tools and technology coupled with over 20 years of lending experience we aim to give our clients the service they deserve. Today's technology is providing a more productive environment to work in."
  • JCAP
  • 3151 Airway Ave Ste Q3,, Costa Mesa, CA, 92626
  • Jcap Private Lending is a direct lender who closes and services investor funded short-term real estate loans. Our experienced team has been providing quality mortgage services for over 30 years. and Jcap Private Lending is an asset based lender who steps in to quickly solve a short-term financial need secured by Real Estate.
  • DH Leffridge & Company
  • 600 Anton Drive, 11th Floor, Costa Mesa, CA, 92626
  • Damuer H. Leffridge, “DH” – One of the leading real estate professionals in the U.S. for over 20 years, amassing nearly $500 million in career sales and investments, positioning him as a sought after motivational speaker and coach teaching the fundamentals of real estate investing success.
  • Lend A Hand Inc
  • 3334 E Coast Hwy, Suite 234, Corona Del Mar, CA, 92625
  • "At Lend a Hand, we treat our clients well. We have proudly built our success as a Mortgage lender with the philosophy that our customers always come first. Borrowers satisfied with their mortgage loan are more important to us than anything else. At Lend A Hand, our goal has always been making the loan process simple and worry-free."
  • Pacific Shoreline Funding
  • 1708 Marguerite Avenue, Corona Del Mar, CA, 92625
  • Pacific Shoreline Funding, where we specialize in residential mortgages. At Pacific Shoreline Funding, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • CMA Financial Group
  • 2852 East Coast Highway, Corona Del Mar, CA, 92625
  • CMA Financial Group mission statement is to continually focus on the needs of those for whom we serve. Our all-encompassing approach to mortgage lending allows us to immerse ourselves in a multitude of mortgage lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards.
  • Blue Square Mortgage LLC
  • 4212 33rd Avenue West, Seattle, WA, 98199
  • Blue Square Mortgage, customers always come first. Anytime you have a question or concern, you can get the support you need. We are here to guide you through the entire mortgage process from start to finish. We don't look at your successful purchase of your first home through Blue Square Mortgage as an ending. We see it as a beginning
  • Waterfront Credit Union
  • 6419 Fauntleroy Way SW, Seattle, WA, 98136
  • Waterfront Federal Credit Union is a not-for-profit, member-owned financial cooperative. We are a dedicated, unionized partner with a closed field of membership, allowing us to provide the unique and individualized service our members expect and cannot find anywhere else.Waterfront Credit Union
  • West Seattle Mortgage, Inc.
  • 5400 California Ave SW, Suite B, Seattle, WA, 98136
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Parsons Federal Credit Union
  • 100 West Walnut Street, Pasadena, CA, 91124
  • Parsons Federal Credit Union is made up of member-owners who take pride in where they bank. We have proudly served the financial needs of Parsons Corporation, its affiliates, and their family members since 1975. Today, we have expanded our footprint, delivering outstanding service to members located around the world through innovative technology
  • Caltech Employees Federal Credit Union
  • 515 S. Wilson Ave, Pasadena, CA, 91125
  • On April 11, 1950, seven Caltech employees established Caltech Employees Federal Credit Union (CEFCU). Each of these founding members contributed one share of $5 to the first pool of Credit Union money. After 70 years of service, the Credit Union has grown from those first seven-member accounts