USDA Vs. FHA your options comparison in Blackwood, Camden County, NJ
For the year 2025, the USDA loan cap in Blackwood, located in the county of Camden, NJ, is set at $381,800. For a single-family home, the FHA limit is $529,000.
Utilize the Lendersa® USDA loan calculator to weigh the best rates against FHA. Assess the necessary income, credit score, reserves, and documentation to qualify. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, enabling you to select the optimal program in for your financial situation.
2025 loan limits and down payment requirements in Blackwood, Camden county, NJ
Loan Category
Maximum Amount
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conforming
$726,200
3%
USDA and FHA loan features in Blackwood, NJ
Lendersa® is dedicated to swiftly securing the most suitable USDA or FHA loan without undue stress. Choose from three starting points to connect with matching lenders and USDA loan options.
The USDA home loan, endorsed by the U.S. Department of Agriculture, otherwise referred to as USDA rural development loan or USDA mortgage, is specifically for rural locations. Conversely, FHA loans demand a minimum 3.5% down payment, whereas USDA loans require none.
At Rocket City Federal Credit Union, we are members helping members. As we continue to grow and support our community, we remember our humble beginnings and give thanks to all of our members and affiliations. We were built on the foundation of our members, which is why we will always work hard for you.
Redstone Federal Credit Union has been proudly serving the Tennessee Valley since 1951 and now has more than 400,000 members. Redstone has over 4 billion in assets and 25 branch locations in Northern Alabama and Southern Tennessee. As the largest credit union in the state of Alabama and ranked among the Top 20 federal credit unions
Alabama Mortgage Lending committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
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We began as the Admiral Harvard Credit Union in 1956. Rockwell International bought Admiral Corp. in 1975 and closed it's doors in 1979, leaving the Credit Union membership a choice to either merge with another Credit Union, dissolve, or become a Community Credit Union. The latter choice was definitely in the Credit Union's best interest
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500 Providence Main St, Suite 2, Huntsville, AL, 35806
We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs & we will find the loan that best suits your needs.
