USDA VS FHA in Blackwood, Camden County, NJ

For the year 2025, the USDA loan cap in Blackwood, located in the county of Camden, NJ, is set at $381,800. For a single-family home, the FHA limit is $529,000.

Utilize the Lendersa® USDA loan calculator to weigh the best rates against FHA. Assess the necessary income, credit score, reserves, and documentation to qualify. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, enabling you to select the optimal program in for your financial situation.

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2025 loan limits and down payment requirements in Blackwood, Camden county, NJ

Loan Category Maximum Amount Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conforming $726,200 3%

USDA and FHA loan features in Blackwood, NJ

Lendersa® is dedicated to swiftly securing the most suitable USDA or FHA loan without undue stress. Choose from three starting points to connect with matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in NJ

The USDA home loan, endorsed by the U.S. Department of Agriculture, otherwise referred to as USDA rural development loan or USDA mortgage, is specifically for rural locations. Conversely, FHA loans demand a minimum 3.5% down payment, whereas USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Home Loan Center
  • 740 Paradiso Court, Soquel, CA, 95073
  • "I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation"
  • Monterey Bay Resources, Inc.
  • 4601 West Walnut Street, Soquel, CA, 95073
  • Monterey Bay Resources, Inc. is a Santa Cruz based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates.We can provide financing for both investment property and owner-occupied properties, upon qualification.
  • Welcome Home Funding
  • 885 Island Drive, Suite 205, Alameda, CA, 94502
  • Welcome Home Funding delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states & the District of Columbia, Welcome Home Funding branches have earned over 1200 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings & transparency & communication.
  • Fresh Home Loan Inc
  • 1151 Harbor Bay Parkway, Suite 136, Alameda, CA, 94502
  • Fresh Home Loan, Inc., “Independent Mortgage Brokers That Work for the People! ™ with Garrick Werdmuller at the forefront, is a team of expert mortgage brokers helping people finance their dream homes and secure their future. We carry out our work with great care for our clients and follow the philosophy.
  • California Real Estate Finance
  • 35 Cork Road, Alameda, CA, 94502
  • California Real Estate Finance was established in 1988 with a very simple and straight forward business philosophy. The philosophy is to take the mortgage brokerage business to a much more professional status catering to A quality loans. The philosophy is simple. Give our clients great interest rates, great service
  • Meraki Mortgage
  • 5727 Gaskill Street, Oakland, CA, 94608
  • With 17 years of experience in the industry, Meraki Mortgage has assisted hundreds of clients finance the property of their dreams.Whether you need a renovation loan, 5% down jumbo, VA / FHA /USDA /Conventional / Non-QM, reverse mortgage, bridge loan, or other loan product, we can help find you a loan at competitive rates that fits your unique need
  • Made Mortgage, Inc.
  • 1209 34th Street, Oakland, CA, 94608
  • Made Mortgage, Inc buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers.
  • In Touch Investments
  • 6465 San Pablo Ave, Oakland, CA, 94608
  • In Touch Financial Services specialized backgrounds, we give our clients a “wholistic” experience when buying or selling real estate. We ensure that a buyer meets lending regulations and is assured that their home is truly financially comfortable. Our sellers can rest assured that their home will be marketed professionally and diligently.
  • Pacific Western Mortgage Group
  • 2354 Powell Street, Suite B, Emeryville, CA, 94608
  • We're always delighted to give you the information you need to decide which mortgage is right for you. Your first consultation is ALWAYS free. Pacific Western Mortgage Group offers Emeryville, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options.
  • Newfi Wholesale
  • 2200 Powell St. Suite 340, Emeryville, CA, 94608
  • Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.
  • Metroreal
  • 1821 Saratoga Ave, Saratoga, CA, 95070
  • Metroreal Inc. is located in Saratoga, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Metroreal Inc. has 4 total employees across all of its locations and generates $218, 737 in sales (USD). (Employees & Sales figures are modelled). We help our customers to obtain the best home mortgage loan in California