USDA and FHA Pro and Con in Turnersville, Gloucester County, NJ

In 2025, the USDA loan limit in Turnersville, located in Gloucester County, NJ, stands at $381,800, while for a single-family home, the FHA limit is $529,000.

Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Turnersville, Gloucester County, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Turnersville, NJ

The aim of Lendersa® is to efficiently and easily secure you the best possible USDA or FHA loan. Choose one of three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request outcomes

Understanding USDA Loans in NJ

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively accessible in rural neighborhoods. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • First National Bank is a full-service, independent and locally owned bank. First National Bank of Decatur County was organized in 2004 by a group of local businessmen and community leaders who share a personal stake in the future of our community. The founders of First National Bank wanted something better for the place they called home.
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  • In 1911, a fire swept through downtown Fayette, destroying most of the town. During the rebuilding, a business emerged. The State Bank and Trust Company, opened its doors in 1913. It adopted its current name, The Citizens Bank of Fayette in 1919. Founded by Thomas Henry Robertson, Sr, The Citizens Bank has been led by three generations
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