USDA and FHA Pro and Con in Turnersville, Gloucester County, NJ

In 2026, the USDA loan limit in Turnersville, located in Gloucester County, NJ, stands at $381,800, while for a single-family home, the FHA limit is $529,000.

Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program in for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Turnersville, Gloucester County, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Turnersville, NJ

The aim of Lendersa® is to efficiently and easily secure you the best possible USDA or FHA loan. Choose one of three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request outcomes

Understanding USDA Loans in NJ

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively accessible in rural neighborhoods. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Turnersville Lenders

  • Parke Bank
  • 601 Delsea Drive, Sewell, NJ, 08080
  • Lends in New Jersey
  • Parke Bank is a full service commercial bank, with an emphasis on providing personal and business financial services to businesses and individuals primarily in Philadelphia and surrounding counties and Southern New Jersey. Parke Bank’s deposits are insured up to the maximum legal amount by the Federal Deposit Insurance Corporation (FDIC).

  • AMERICA ONE MORTGAGE, LLC
  • 15 East High Street Suite G, Glassboro, NJ, 8028
  • Lends in New Jersey
  • America One Mortgage, LLC’s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the best service, competitive interest rates, and low closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Haddon Savings Bank
  • 201 White Horse Pike, Haddon Heights, NJ, 08035
  • Lends in New Jersey
  • Thirteen individuals formed the Haddon Heights Building and Loan Association on February 4, 1905. It was a mutual association, formed to help individuals buy a home. The Association was formed with an initial investment of $69,000. The first president of the Bank was Fredrick Fries.

  • Peoples Transport Federal Credit Union
  • 136 W Kings Highway, Mount Ephraim, NJ, 08059
  • Lends in New Jersey
  • The mission of the Peoples Transport Federal Credit Union is to provide high quality financial services to our members and pensioners in a safe and secure professional environment. When you join the Peoples Transport Federal Credit Union, you open a "Share" (Savings) Account and literally become part-owners of the credit union.

  • Preferred Lenders - Prelenders.com
  • 1814 Rte 70 W, Suite 350, Audubon, NJ, 08106
  • Lends in New Jersey
  • "America’s Preferred Mortgage Lenders has over 50 years of combined experience in all aspects of residential mortgage lending. We are a licensed mortgage banker in New Jersey, Pennsylvania, Delaware, Maryland, California, and Florida.
    Our independence as a mortgage banker means we can offer rates, terms, and flexibility other lenders can’t."

  • TAM Lending Center, Inc
  • 251 S. White Horse Pike, Audubon, NJ, 08106
  • Lends in New Jersey
  • "TAM Lending Center, Inc., (TAM) has over 50 years of combined experience in all aspects of residential mortgage lending. TAM is a licensed mortgage banker in New Jersey, Pennsylvania, Delaware and Florida.
    Our independence as a mortgage banker means we have the ability to offer rates, terms and flexibility other lenders can't."

  • Liberty Mortgage USA LLC
  • 146 Lakeview Drive, Suite 400, Gibbsboro, NJ, 08026
  • Lends in New Jersey
  • Liberty Mortgage USA is a retail mortgage lender and financial services company, which provides a variety of mortgage options, homebuying solutions, and refinancing solutions with low down payments, minimal charges, and competitive interest rates.Our services are based on simplicity and prudence. That’s why we simplify the mortgage process.

  • Greentree Mortgage
  • 2 Eastwick Dr, Suite 300, Gibbsboro, NJ, 08026
  • Lends in New Jersey
  • You can count on Greentree to make all of the arrangements for your mortgage. There are no up-front application fees. We get you started fast by analyzing your own individual needs, and finding a loan program that fits. If you are already a homeowner, we even provide a credit report analysis at no charge to you.

  • Greentree Mortgage Company, LP
  • 5 Perina Blvd, Suite 200, Cherry Hill, NJ, 08043
  • Lends in New Jersey
  • Established in 1992, Greentree Mortgage Company is a privately held and a trusted lending organization, helping people realize their home ownership dream. Headquartered in Southern New Jersey, we have been serving the community for over 20 years. We have an A+ rating with the BBB (Better Business Bureau).