As of 2026, the limit for USDA loans in Clementon, situated in Camden county, NJ, is $381,800. Similarly, the FHA limit for single-family homes is set at $529,000.
Utilize the Lendersa® USDA loan calculator to contrast today’s leading USDA and FHA rates. This helps you understand the income, credit score, reserves, and documents necessary for qualification. With our cutting-edge mortgage calculator, you’ll view USDA, FHA, Conforming, and VA options side by side, making it easier to decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our mission is to quickly connect you with the most suitable USDA or FHA loans without unnecessary hassle. Choose from three starting options that lead to matched lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or mortgage. It is offered exclusively in rural areas. In contrast to FHA loans that mandate a 3.5% minimum down payment, a USDA loan requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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