USDA Vs. FHA Pro and Con comparison in Stratford, Camden County, NJ
For 2025, the USDA loan limit in Stratford, located within Camden County, NJ, is $381,800. By comparison, the FHA loan limit for a single-family home is $529,000.
Utilize the Lendersa® USDA loan calculator to compare today’s most favorable USDA and FHA rates. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you review USDA, FHA, Conforming, and VA options side by side, helping you decide on the best program for your financial needs, particularly if you are in .
2025 Loan Limits and Downpayment Details in Stratford, Camden County, NJ
Loan Type
Loan Limit
Down payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Stratford, NJ
The goal of Lendersa® is to swiftly connect you with the best USDA or FHA loan available. Select one of three pathways to align with lenders and access USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment, making home ownership more accessible.
Centennial Lending is a Credit Union Service Organization (CUSO) endeavoring to be the primary lending solution for our partners and all borrowers. We are owned by 24 credit unions and partner with dozens more to provide residential mortgages, commercial loans, and lease services to our partner credit union and their members.
We provide a non-traditional approach to the way we educate people about using planning, preparation, research and LOGICAL THINKING to execute life's major financial decisions including Home Purchasing and Home Finance, Retirement and Education Expense Planning, Insurance and Estate Planning, Debt Management, Personal Budgeting and more.
Universal Lending Corporation has helped families from every walk of life achieve their dreams of responsible home ownership. Founded by Pete Lansing and based in Denver, Colorado, Universal Lending has grown from a staff of three to over 200 mortgage professionals around the United States.
6825 E Tennessee Ave, Suite 415, Denver, CO, 80224
At Nathan Mortgage, our mission is to bring you the best options, be an informative guide and always be your strongest advocate. We strongly believe in contributing to the communities that we hold close to our heart. Both personally and through Nathan Mortgage, Nathan Beauchamp is an active member and donor to the Guys Who Give Arapahoe chapter.
9777 Pyramid Court, Suite 100, Englewood, CO, 80224
Brent Osland is the founder of the mortgage company and also Brent is an experienced Mortgage Banker with a demonstrated history of working in the financial services industry. Skilled in Construction Loans, Banking, Sales, Credit Analysis, and U.S. FHA Financing. Strong finance professional with a Bachelor of Arts.
Unify Home Loan Hundreds of products to meet every need. Limited documentation, low rates, low closing costs. and also Unify Home Loan, we will guide you through the loan process and get you the best product at the best price and Unify Home Loan specilality FHA Loan, va, Reverse Mortgage, conventional loan and more option avalible .
300 E. Miller Ct, Suite 992, Castle Rock, CO, 80104
NestInvest Home Loans is a wholesale mortgage brokerage. We can help you find the right loan program through our network of lenders and we'll guide you throughout the process. Our mission is to serve our customers with honesty, integrity and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise.
With over 30 years experience, Kay is the local expert to help you find the best option and rate, whether you just bought a new home or are refinancing your current home. KC Mortgage is a one-stop shop for all your mortgage needs in Colorado. Contact Kay today to schedule your free consultation.
200 S Wilcox St, Suite 401, Castle Rock, CO, 80104
LPS is a loan processing company that works with residential mortgage brokers for Colorado based loans only at this time. We provide all the skills of an internal full-time processor for a portion of the cost. At Loan Professionals of Colorado, our processors are licensed and are trained in all the current guidelines.
