USDA Vs. FHA Pro and Con comparison in Camden, Camden County, NJ
During 2025, the USDA loan ceiling in Camden, located in the county of Camden, NJ, is set at $381,800. In comparison, the limit for FHA loans for a single-family home is $529,000.
Utilize the Lendersa® USDA loan calculator to make a detailed comparison between the top USDA and FHA rates today. This will help you understand the required income, credit score, reserves, and documentation for eligibility. Our enhanced mortgage calculator presents the USDA, FHA, Conforming, and VA options adjacent to each other, allowing you to determine the most advantageous program in based on your unique financial circumstances.
2025 Loan Limits and Down Payment Requirements in Camden, Camden County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Camden, NJ
The main aim at Lendersa® is to quickly and seamlessly provide you with the best USDA or FHA loan options available. Start by selecting one of the three pathways to connect with corresponding lenders and discover different USDA loan opportunities.
A USDA home loan is one that is backed by the government through the Department of Agriculture. This type of loan, also referred to as a USDA Rural Development Loan or USDA mortgage, is exclusively accessible in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage permits a zero down payment.
U.S. Mortgage of Pennsylvania is a full service lender whose primary focus is to serve our Pennsylvania mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. We can assist you with qualifying and obtaining the mortgage plan best suited
Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs.
Our mission is to serve our customers with honesty, integrity and competence.
1060 North Kings Hwy, Suite 110, Cherry Hill, NJ, 08034
Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.
First Financial Lending is a full service mortgage broker and lending firm. We have an experienced staff offering expertise in every are of mortgage lending. We have access to a full range of mortgage programs & all of our specialists are dedicated to finding you the right loan with the best rates, terms & lowest costs to meet your unique needs.
When you open an account with Campbell Federal Credit Union, you’re doing more than just getting great financial products and services; you’re becoming a member-owner. And as an owner, we’ll treat you with courtesy, respect and friendly service in a family-friendly atmosphere, every time.
Transit Workers Federal Credit Union, offers a full line of financial products to all its members in a professional, consistent & courtesy manner. Chartered in 1967, TWFCU is a not-for-profit financial cooperative, democratically owned and run by its members. The credit union is governed by a volunteer Board of Directors, elected by the membership.
2091 Springdale Road, Suite 16, Cherry Hill, NJ, 08003
Garden State Home Loans has built a legacy of providing the American Dream of homeownership. Garden State Home Loans was founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our footprint over the years and are currently licensed in five states and counting. We create an experience that is incomparable.
"Vihi Financial was established in 1996 to service the people of Pennsylvania. We've gained the trust of our customers by finding the best financial solutions through our dedication to quality customer service.
We are licensed as insurance broker in PA and NJ. We are also licensed as PA Mortgage Broker in PA"
I'm here to solve that for you. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation & make sure that you get a low rate mortgage without the stress & hassle that's normally associated with it. Feel free to call me direct or if you prefer you can email me. Paul Kwon
1024 Springfield Road Collingdale, Collingdale, PA, 19023
Best American Mortgage Company is a mortgage broker in PA with over a decade of VA loan experience. We work multiple lenders that have special programs to maximize the VA home loan benefit. We're dedicated to helping the best Americans get the best loan.broker in PA with over a decade of VA loan experience.
At Welcome Mortgage, we offer custom solutions for your financing needs. Our qualification process is simple and quick, and we guide you from loan application to closing. We provide expertise and education every step of the way in-person and virtually, without any automated systems.
