During 2025, the USDA loan ceiling in Camden, located in the county of Camden, NJ, is set at $381,800. In comparison, the limit for FHA loans for a single-family home is $529,000.
Utilize the Lendersa® USDA loan calculator to make a detailed comparison between the top USDA and FHA rates today. This will help you understand the required income, credit score, reserves, and documentation for eligibility. Our enhanced mortgage calculator presents the USDA, FHA, Conforming, and VA options adjacent to each other, allowing you to determine the most advantageous program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $381,800 | 0% | |
| FHA | $529,000 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The main aim at Lendersa® is to quickly and seamlessly provide you with the best USDA or FHA loan options available. Start by selecting one of the three pathways to connect with corresponding lenders and discover different USDA loan opportunities.
A USDA home loan is one that is backed by the government through the Department of Agriculture. This type of loan, also referred to as a USDA Rural Development Loan or USDA mortgage, is exclusively accessible in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage permits a zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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