USDA VS FHA in Collingswood, Camden County, NJ

In 2026, the USDA loan limit for Collingswood in Camden county, NJ is $381,800, whereas for single-family homes, the FHA limit is $529,000.

The Lendersa® USDA loan calculator can compare current USDA and FHA rates, and identify the income, credit score, reserves, and documents required for eligibility. With our mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side to help determine the best program for your financial needs in .

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2026 Loan Limits & Down Payment in Collingswood, Camden, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Collingswood, NJ

The goal of Lendersa® is to give you access to the best USDA or FHA loan swiftly and easily. Choose one of three starting points to connect with lenders and access USDA loan programs.

Lendersa USDA loan request results

Understanding USDA Loan in NJ

The USDA home loan, backed by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is limited to rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA loan requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • First Security Mortgage
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  • Pacific Sun Mortgage Company, Inc.
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