USDA Vs. FHA your options comparison in Oaklyn, Camden County, NJ
In 2025, the USDA loan limit in Oaklyn, located in the county of Camden, NJ, is $381,800, while for a single-family home the FHA limit is $529,000.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in tailored to your financial situation.
2025 Loan Limits and Down Payment Requirements in Oaklyn, Camden, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Oaklyn, NJ
Lendersa® aims to quickly connect you to the most favorable USDA or FHA loans available. Choose one of three starting points to find matching lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture and known also as a USDA rural development loan or USDA mortgage, is specifically for rural areas. FHA loans require at least a 3.5% down payment, but USDA loans need none, providing a no down payment option.
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Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
