USDA and FHA Pro and Con in Oaklyn, Camden County, NJ
In 2025, the USDA loan limit in Oaklyn, located in the county of Camden, NJ, is $381,800, while for a single-family home the FHA limit is $529,000.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in tailored to your financial situation.
2025 Loan Limits and Down Payment Requirements in Oaklyn, Camden, NJ
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Oaklyn, NJ
Lendersa® aims to quickly connect you to the most favorable USDA or FHA loans available. Choose one of three starting points to find matching lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture and known also as a USDA rural development loan or USDA mortgage, is specifically for rural areas. FHA loans require at least a 3.5% down payment, but USDA loans need none, providing a no down payment option.
Independent Mortgage Advisors originates all types of residential loans in Arizona & California, and was created using a client- focused model- NO fee options, great rates, exceptional service, and above all, the integrity to ALWAYS put the best interest of the client first. We are there for our clients every step of the way
38058 N Dena Dr, Suite 4427, San Tan Valley, AZ, 85140
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Driven Lending is an Arizona-Based company, established in 2019. At Driven, we believe that the process of purchasing or refinancing a home should be one of the most rewarding experiences of your life and we are taking a stand against the transactional nature of the process by making it fun and enjoyable.
16626 E Avenue Of The Fountains, Suite 103, Fountain Hills, AZ, 85268
With mortgage financing as very complex as it is, Integrity Home Mortgage LLC aims to ensure that your home financing is made as easy as possible. Whether you are purchasing a new home, refinancing an existing home to a lower rate, consolidating debt, we at Integrity Home Mortgage LLC
16810 East Ave Of The Fountains, Fountain Hills, AZ, 85268
At Discount Mortgage Advisors, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
16114 East Powderhorn Drive, Fountain Hills, AZ, 85268
Top Funding specializes in purchase, refinance and investor loans. We provide loans for home purchases and refinances while supporting all residential property types. Whether it’s your primary residence, a secondary residence or an investment property we have you covered. Top Funding utilizes industry-leading technology to maximize
16810 E. Avenue of the Fountains, Suite 214, Fountain Hills, AZ, 85268
Bill McKellips and Dan Fann have been in the mortgage industry for over 15 years. They combined efforts and began Desert Creek Mortgage in 2004. They are committed t dealing openly and honestly with their customers. Getting a mortgage can be confusing and overwhelming. Desert Creek wants to make it as easy and painless as possible.
16810 Avenue of the Fountains, Suite 104, Fountain Hills, AZ, 85268
At Goldwater Mortgage Financial Company Inc., professional mortgage company specializing in residential mortgages. At Goldwater Mortgage Financial Company Inc., we will find a loan that fits each borrower. Unlike big banks that have order taker helping you with your loan, we have highly skilled loan consultants.
Tucson Old Pueblo Credit Union opened its doors in 1935 with 19 members and $30.75 in assets. Established by Tucson firefighters & City employees, TOPCU was originally located at Fire Station #1 in downtown Tucson. Through the years TOPCU has expanded services & its field of membership to become an important part of Tucson’s financial marketplace.
