USDA Vs. FHA Pro and Con comparison in Woodlynne, Camden County, NJ

For 2025, the USDA loan threshold in Woodlynne, situated in Camden county, NJ, is set at $381,800, whereas the FHA cap for a single-family residence is $529,000.

Make use of the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates. Ascertain what income, credit, reserves, and documents are essential for qualification. With our cutting-edge mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, helping you in decide on the most appropriate program for your financial needs.

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2025 Loan Caps and Down Payment Essentials in Woodlynne, Camden County, NJ

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Woodlynne, NJ

The aim of Lendersa® is to connect you with the optimal USDA or FHA loan swiftly and with ease. Begin with one of the three pathways that align you with lenders and USDA loan offerings.

Results of Lendersa USDA loan request and lender matches

Understanding the USDA Loan in NJ

The USDA home loan, backed by the government via the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available solely in rural zones. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, the USDA loan demands no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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