USDA Loan Vs. FHA loan for Woodlynne, NJ [Camden County ]

For 2025, the USDA loan threshold in Woodlynne, situated in Camden county, NJ, is set at $381,800, whereas the FHA cap for a single-family residence is $529,000.

Make use of the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates. Ascertain what income, credit, reserves, and documents are essential for qualification. With our cutting-edge mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, helping you in decide on the most appropriate program for your financial needs.

Options for USDA and FHA Loans in Woodlynne, NJ

The aim of Lendersa® is to connect you with the optimal USDA or FHA loan swiftly and with ease. Begin with one of the three pathways that align you with lenders and USDA loan offerings.

Results of Lendersa USDA loan request and lender matches

Understanding the USDA Loan in NJ

The USDA home loan, backed by the government via the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available solely in rural zones. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, the USDA loan demands no down payment whatsoever.

Get top 10
USDA LENDERS
customized to yout needes

(215) 839-0063 Lender's profile and map Reviews Epoch Lending, LLC 2001 Market Street, Suite 2500, Philadelphia, PA, 19103 Epoch Lending was founded in December 2018 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout the United States. We hire local independent mortgage experts in local markets and allow them to operate with the flexibility of the broker channel without the stresses of managing a business.
(888) 504-7117 Lender's profile and map Reviews Kenny Financial Services, Inc. 1601 Market Street, 19th Floor, Philadelphia, PA, 19103 Kenny Financial Services, Inc offering the lowest priced mortgage products to borrowers who deserve the best pricing. We also offer niche products to borrowers who need "specialty" solutions such as low down payment loans and "stated income" commercial loans. Mortgage financing is all that we do and we are experts at it!
(215) 515-5000 Lender's profile and map Reviews Bluebird Lending 1845 Walnut St, Suite 910, Philadelphia, PA, 19103 No matter what the project, Bluebird is the lender that’s in your corner. Our fast, fair, and flexible loans connect borrowers with the real estate financing they need to make acquisitions, complete rehabs, or build from the ground up. We put trust and a commitment to mutual success at the heart of all client relationships. By doing everything we c
(877) 830-0943 Lender's profile and map Reviews Garden State Home Loans, Inc 2091 Springdale Road, Suite 16, Cherry Hill, NJ, 08003 Garden State Home Loans has built a legacy of providing the American Dream of homeownership. Garden State Home Loans was founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our footprint over the years and are currently licensed in five states and counting. We create an experience that is incomparable.
(610) 761-3114 Lender's profile and map Reviews US Mortgage of Pennsylvania 2646 Lefevre St, Philadelphia, PA, 19137 U.S. Mortgage of Pennsylvania is a full service lender whose primary focus is to serve our Pennsylvania mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. We can assist you with qualifying and obtaining the mortgage plan best suited
(215) 222-2604 Lender's profile and map Reviews University of Pennsylvania Students Federal Credit Union 3401 Walnut Street, Suite 431A, Philadelphia, PA, 19104 The Student Federal Credit Union (SFCU) is the first and only Credit Union in the Ivy League and exclusively serves the University of Pennsylvania community. Founded in 1987 by three Wharton MBA students, the SFCU has been providing Penn students with secure, efficient, and convenient financial services for almost 25 years.
(215) 898-8539 Lender's profile and map Reviews Penn Federal Credit Union 3131 Walnut Street, Philadelphia, PA, 19104 Penn Federal Credit Union is a non-profit organization. In other words, every member equally owns the credit union. Any money made above the cost of operations is returned to the members in the form of better rates on deposits, better loan rates and lower fees. The credit union is governed by a Board of Directors, and all credit union accounts.
(888) 978-9978 Lender's profile and map Reviews Spring EQ LLC 2929 Arch Street, Suite 500, Philadelphia, PA, 19104 Spring EQ LLC unlocks the goals of homeowners by providing visibility and access to their home's equity. Unlike banks and other lenders, Spring EQ LLC’s platform simplifies access to the value of their home, and when the need arises, dramatically reduce the time and cost to tap into that value.
(215) 743-2922 Lender's profile and map Reviews Transit Workers Federal Credit Union 919 E Cayuga Street, Philadelphia, PA, 19124 Transit Workers Federal Credit Union, offers a full line of financial products to all its members in a professional, consistent & courtesy manner. Chartered in 1967, TWFCU is a not-for-profit financial cooperative, democratically owned and run by its members. The credit union is governed by a volunteer Board of Directors, elected by the membership.
(856) 452-5549 Lender's profile and map Reviews Greentree Mortgage Company, LP 5 Perina Blvd, Suite 200, Cherry Hill, NJ, 08043 Established in 1992, Greentree Mortgage Company is a privately held and a trusted lending organization, helping people realize their home ownership dream. Headquartered in Southern New Jersey, we have been serving the community for over 20 years. We have an A+ rating with the BBB (Better Business Bureau).
(866) 416-7156 Lender's profile and map Reviews ACRE MORTGAGE & FINANCIAL, INC. 400 Sheppard Rd, Voorhees, NJ, 08043 Acre Mortgage & Financial Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Acre Mortgage & Financial Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status,