In 2025, the USDA loan ceiling for Chatham, located in Morris county of NJ, is $776,600, while for a single-family home, the FHA limit is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today and assess the income, credit, reserves, and all documents needed for qualification. Our enhanced mortgage calculator showcases USDA, FHA, Conforming, and VA programs side by side, helping you decide which option in suits your financial needs the most.
2025 Loan Limits and Down Payment Requirements in Chatham, Morris county, NJ
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Chatham, NJ
Lendersa® strives to connect you to the best USDA or FHA loan quickly and effortlessly. Choose from three starting options that align you with lenders and the USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, the USDA mortgage involves no down payment at all.
NestMade Mortgage is a residential mortgage broker in CA and CO with over 15 years of experience that specializes in helping clients find the right mortgage for their home. We offer flexible mortgage options to meet the needs of clients and we work with borrowers on a one-to-one basis to ensure an excellent customer experience.
Our company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client’s needs and objectives.
At The Harriman Realty Group Inc., we take pride in our expertise and commitment at helping you buy or sell your home. We know how important it is for our clients to understand each step of the buying and selling process, and we are devoted to helping them feel confident from start to finish.
The TransGlobal Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We offer WHOLESALE RATES!
Your local bank is held captive to sell their own products. That is, they will not provide unbiased advice nor selection, since by doing so, they risk losing your loan to the company whose product truly provides you the most value.
As a Mortgage Broker, West End Mortgage Group can sell a variety of loan products.
We are a boutique mortgage broker in San Diego, California. We can help fund any deal you bring us! Luxury Property Sales, Service and Finance. Stated Income Loans, Commercial Loans, Jumbo Loans, Construction Lending, Vineyard Loans, Foreign National Loans, Hard Money Loans, and many more!
The Check Cashing Place, Inc. has been in business since 1976 and our friendly staff has been doing payday loans since 1997. When you are searching for company to help you with a payday advance make sure to choose someone you can trust. We are a direct payday lender and are licensed by the California Department of Financial Protection
Cornerstone Mortgage is a privately held California corporation based in San Diego. The company has introduced a new, online method to obtain a home loan. Cornerstone Mortgage combines closing, lender costs into one low, guaranteed fee, and turns the “good faith estimate” into a guaranteed and protected fixed-fee package.
Concierge Service and Low Wholesale Rates! No matter what type of Mortgage Loan you need, we're with you every step of the way. We specialize in Home Refinance, Home Purchase, Home Equity, Reverse Mortgage and VA loans. We pledge to help our clients overcome roadblocks that can arise while securing a loan. Call us today for a consultation!
Orange Circle International (OCI) Loans offers a wide range of commercial financing programs to help businesses of all sizes thrive. We provide business loans that are tailored to suit various objectives, and we maintain extensive partnerships with investors and other sources of financing.
Rate Rabbit is a revolutionary Internet-based mortgage lender offering one guaranteed and fixed-fee closing package that assures consumers protection from last minute changes in costs, and from bait and switch tactics often seen in the mortgage business.
Rate Rabbit combines all applicable closing and lender costs into one low.
The mission at National Home Loans is to create a great customer experience while helping you get a mortgage that best meets your financial needs.We offer stress-free, seamless, strategic process to find the best loan for your home purchase or refinance.We do this through a passion for superior customer service developed through years of experience
