USDA Vs. FHA Pro and Con comparison in New-Providence, Union County, NJ
In 2025, within New-Providence in Union county, NJ, the USDA loan limit is $0, while the FHA limit for a single-family home stands at $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. Determine your eligibility by considering income, credit, reserves, and necessary documents. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, providing valuable insights for selecting the best program for your financial needs in .
2025 Loan Limits and Downpayment Information in New-Providence, Union, NJ
Loan Type
Max Loan
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conforming Conventional
$822,375
3%
USDA and FHA Loan Opportunities in New-Providence, NJ
The aim of Lendersa® is to quickly and effortlessly secure the best USDA or FHA loan for you. Choose from three starting options to connect with lenders and discover USDA loan programs.
The USDA home loan, otherwise known as a USDA rural development loan or USDA mortgage, is a government-guaranteed loan from the Department of Agriculture, accessible only in rural areas. Contrasting with FHA loans that demand a minimal 3.5% down payment, USDA mortgages require none.
Main Street Bank is a locally run, independent mutual savings institution serving the Metrowest and northern Middlesex communities of Massachusetts. We believe in working together, so we can do more. We are united under a culture that strives every day to contribute to our communities by providing customer-focused, innovative products
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Digital Federal Credit Union, better known as DCU, is a not-for-profit financial cooperative owned by and operated for our members. DCU was chartered in October of 1979. Since then, DCU has been selected as the credit union for more than 700 companies and organizations. DCU serves more than 850, 000 members and their families in all 50 states.
910 Boston Post Road East, Suite 310, Marlborough, MA, 01752
"JEMS is a Massachusetts-based private lending company offering loans for construction and development projects in in Boston and surrounding cities in MA.
Owned and operated by two long time real estate development professionals, Richard Olstein and Michael Staiti. Richard and Michael have over 50 years of real estate development, management"
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1319 F Street NW, Suite 500, Washington, DC, 20004
Advantage Financial Federal Credit Union Our Credit Union was originally chartered in 1932 by a small group of Veterans Administration employees. They were dedicated to building a financial institution that would provide outstanding financial services...at the lowest possible cost
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Verus is a mortgage investor filling the credit void in today’s mortgage market. Verus acquires responsible non-agency mortgage loans from correspondents. Acquisition programs are designed to address the issues limiting a borrowers’ access to credit through common sense underwriting. All programs focus on the borrowers’ ability to repay.
