USDA Loan Vs. FHA loan for Clark, NJ [Union County ]

Throughout 2026, the USDA loan limit for Clark in Union, NJ is $0, while the FHA limit for a single-family residence is $1,089,300.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting you in choosing which program in best suits your financial situation.

USDA and FHA Loan Options in Clark, NJ

Lendersa® aims to provide you the best USDA or FHA loan quickly and without hassle. Choose one of three pathways that lead to matching lenders and USDA loan programs.

Lendersa's USDA loan request and matching results

What is a USDA Loan in NJ?

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.

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(480) 565-2223 Lender's profile and map Reviews Brick Mortgage LLC 633 E. Ray Road, Suite 129, Gilbert, AZ, 85296 We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
(480) 800-7499 Lender's profile and map Reviews Citygate Lending LLC 1425 South Higley Road, Suite 101, Gilbert, AZ, 85296 At Citygate Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(602) 384-2604 Lender's profile and map Reviews Stewardship Insurance LLC 1094 S. Gilbert Rd, Suite 210, Gilbert, AZ, 85296 We created Stewardship to take a stand against financial injustice—to be a group of companies that can educate and guide people through mortgages, insurance, financial planning, and investments. The mortgage, insurance, or financial plan your neighbor has may not be what is best for you. Getting to know you
(480) 888-6319 Lender's profile and map Reviews Klinkloans Fund - Loans for Real Estate Investors 1094 S Gilbert Rd, Suite 210, Gilbert, AZ, 85296 Klinkloans Fund - Loans for Real Estate Investors We are a team of local Arizona professionals dedicated to building relationships with and assisting investors in the Arizona real estate market. We provide trustworthy real estate financing and service to help real estate investors achieve their goals.
(602) 552-3401 Lender's profile and map Reviews Barrett Financial Group, LLC 2314 S Val Vista Dr, Suite 201, Gilbert, AZ, 85295 We are a full-service mortgage broker company based in Arizona. Unlike other Mortgage Professionals, we are dedicated to offer service to our Clients assistance Monday thru Sunday to ensure a smooth transaction! We have the ability to offer many home loan options. We work with the TOP WHOLESALE MORTGAGE LENDERS
(480) 400-5626 Lender's profile and map Reviews Ken Starks - The Starks Team - 50 State Mortgage BROKER 1530 E Williams Field Rd, Suite 105, Gilbert, AZ, 85295 Our sole purpose for being in business is to serve you and your family’s financial needs relative to your mortgage. Our goal is to help help you understand your various options and choose whatever is best for you and your family. Our goal is for you to feel confident in you choice to buy and/or refinance your home with us
(480) 702-1393 Lender's profile and map Reviews Gilbert Mortgage 2242 South Osborn, Gilbert, AZ, 85295 Gilbert Mortgage was created on the paradigm that a successful company isn’t created by providing solutions for the masses. We think success is earned by listening & taking time to understand the specific goals, then providing the tools to accomplish those goals. Gilbert Mortgage is a full service mortgage brokerage located in the town of Gilbert
(480) 294-0589 Lender's profile and map Reviews Olympus Home Loans 2242 South Osborn, Lane Gilbert, AZ, 85295 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
(833) 509-1436 Lender's profile and map Reviews Seville Mortgage, LLC 2680 South Val Vista Drive, Building 8, Suite 141, Gilbert, AZ, 85295 We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
(888) 445-5007 Lender's profile and map Reviews Desert State Mortgage, LLC 2200 E Williams Field Road, Suite 200, Gilbert, AZ, 85295 Desert State Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Arizona. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
(480) 459-4500 Lender's profile and map Reviews Barrett Financial Group, LLC 2314 S. Val Vista Dr, Suite 201, Gilbert, AZ, 85295 At Barrett Financial, our mission is to guide customers through the mortgage loan process. We personalize each customer’s experience to ensure their needs are met and they understand the process. We empower our team members to achieve our mission with the company slogan, “Make it happen.”
602 206 0477 Lender's profile and map Reviews Andersen Capital Partners 1772 E Boston St, Suite 101, Gilbert, AZ, 85295 Andersen Capital Partners is a privately-held investment firm with a portfolio consisting primarily of real estate-related assets, including secured loans, agricultural and raw land, and leased commercial properties. Over time, the proceeds from these investments funded other land purchases and small development projects in Arizona.