In the year 2025, the USDA loan ceiling in Colonia, within Middlesex county of NJ, is defined as $776,600. In comparison, the FHA limit for a single-family house is $1,089,300.
Use Lendersa® USDA loan calculator to evaluate and compare the most favorable USDA and FHA rates available today. Determine the income, credit, reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program in for your individual financial scenario.
2025 Loan Limits and Downpayment Requirements in Colonia, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Colonia, NJ
Lendersa® seeks to obtain the best USDA or FHA loans for you swiftly and effortlessly. Choose one of three pathways to connect with matching lenders and USDA loan options.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is government-backed. Available exclusively in rural areas, it differs from FHA loans that require a minimum down payment of 3.5%; the USDA mortgage requires no down payment at all.
The Nebraska Rural Electric Association Credit Union also known as NREA Credit Union, was chartered in 1973. We are located in Lincoln, Nebraska, in the offices of the statewide Nebraska Rural Electric Association, but we have credit union representatives to assist our staff located in most of the Association’s 34 member Rural Public Power District
The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.
NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes. We do this by returning any earnings to our members through higher dividend rates for share accounts and lower interest rates on loans. NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes.
Bodcaw Bank, one of the oldest businesses in the small town of Stamps, AR, first opened its doors in 1903 to support a thriving mill town that included Bodcaw Lumber Company. This saw mill was once the largest saw mill for yellow pine in the world. After the end of World War I, all the virgin forest of south Arkansas was cut and the mills closed.
Our mission as a community bank is to provide our local community with the highest quality of financial services. We strive to Maintain the public trust through safe and sound banking practices and enhance the financial strength of our bank. Promote healthy growth through diversified and quality services to our customers.
First Pryority Bank was founded in Pryor, Oklahoma on 9/11/1900 as First National Bank of Pryor Creek. In 2002 is expanded into Tulsa by opening a branch in South Tulsa/Bixby and changed its name to First Pryority Bank.
First Pryority Bank has two locations. South Tulsa and Pryor Oklahoma. They are consistently ranked as the top SBA lender.
38034 Post Office Road, Suite A, Prairieville, LA, 70769
Gulf Mortgage Group, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Founded in 1965, Hodge Bank & Trust Company serves the banking needs of Jackson Parish and its surrounding communities. For nearly a half-century, Hodge Bank has provided personal and business banking services with an unparalleled commitment to customer service. At Hodge Bank, trust is more than a word.
Emporia State Federal Credit Union began as a small financial institution in July of 1937, serving a "field of membership" of employees of two Emporia cooperatives. Through the years, ESFCU has continued to grow and expand while still preserving it's roots in the Emporia community.
