USDA and FHA Pro and Con in Cranford, Union County, NJ
In 2025, the USDA loan limit in Cranford, in the county of Union, NJ, is set at $0, while the FHA ceiling is $1,089,300 for single-family homes.
Utilize the Lendersa® USDA loan calculator to contrast the best rates between USDA and FHA loans today, and determine the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you decide which option in is most suitable for your financial needs.
2025 Loan Limits and Down Payment Requirements in Cranford, County of Union, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Discover USDA and FHA Loan Options in Cranford, NJ
Lendersa® aims to swiftly secure the best USDA or FHA loan for you without any hassle. Choose from three different starting points to find matching lenders and USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture, frequently referred to as a USDA rural development loan or USDA mortgage, and it is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
6501 Congress Avenue, Suite 240, Boca Raton, FL, 33487
Unleash your financial potential with American Mortgage Lender! With over 40 years in the industry, we empower families, individuals, and small businesses to secure their ideal financing solutions. Our dedicated team, led by Doug Gelman, ensures a seamless borrowing experience that keeps clients returning. Reach out to us at [email protected]
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7601 N Federal Hwy, Suite B-140, Boca Raton, FL, 33487
Multifamily.loans and its family of companies were founded upon the belief that every market, and product within that market deserves special attention. With a team of industry experts from all walks of commercial real estate and multifamily finance, we’ve worked together to build a model to service a specific niche,
7700 Congress Ave, Suite 3114, Boca Raton, FL, 33487
Mark and Kristin Stampini launched The Stampini Team in 2008 to serve residents in Palm Beach and Broward Counties. Kristin, who has a business management degree from Western Michigan University, spent 15 years in the restaurant industry before moving to South Florida. She earned her real estate license in 2006.
6501 Congress Avenue, Suite 240, Boca Raton, FL, 33487
American Mortgage Lenders is always seeking highly qualified individuals to work with our brokerage. We supply mortgage professionals with all of the tools that you need. Close more loans and reach the potential that you have always had. Contact us today to find out more information.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
8000 N Federal Hwy, Suite 200, Boca Raton, FL, 33487
Our rates are comparable with the #1 hard money lender in South Florida, but we’re smaller which means you don’t need to jump through hoops to get approved. You work directly with your private lender; one on one. We’re FAST, FAST, FAST. No credit check, no income verification. All we care about is THE DEAL.
Swift Lending is a direct licensed lender that will provide you or your organization with real estate investment capital. We strive to be the funding source for professional real estate investors that seek to continually grow their real estate portfolio. We utilize our experience and knowledge in real estate to help investors grow exponentially..
