USDA Vs. FHA Pro and Con comparison in Rahway, Union County, NJ

For 2025, within Rahway, situated in the county of Union, NJ, the USDA loan limit is $0. On the other hand, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA compared to FHA rates. This will help you determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side-by-side to guide you in choosing the best program that suits your financial needs in .

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Loan Limits and Downpayment Requirements in Rahway, Union, NJ for 2025

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Discovering USDA and FHA Loan Choices in Rahway, NJ

At Lendersa®, our aim is to provide you with the best possible USDA or FHA loan quickly and without unnecessary stress. Choose from three initiation paths leading to lender matching and USDA loan programs exploration.

Lendersa USDA loan request with matching results

An Insight into USDA Loans in NJ

The USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, intended only for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Commercial Mortgage you’re trying to invest in commercial real estate or buy a building for your business, finding the right loan can be like working on a puzzle with pieces missing. With our knowledge, experience and curated network of lenders, CMC can find the perfect solution for your unique lending needs.
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  • Prudential Borrowing specializes in Home Refinance, Reverse Mortgages, Home Purchases, Commercial Lending and Stated Loans. We at Prudential Borrowing strive to build lasting relationships with our clients and do our best to make it a smooth experience throughout the loan process.
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  • Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.
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  • Port Washington FCU began serving the community of Port Washington in 1968. Our Credit Union is now open to those who reside, work or worship in Port Washington, Manhasset, Great Neck, Roslyn. We are serving over 45 companies & municipalities in our communities by offering credit union services via payroll deduction to their employees.
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