USDA Loan Vs. FHA loan for Colts-Neck, NJ [Monmouth County ]

For 2025, in Colts-Neck, located in Monmouth county, NJ, the USDA loan limit is $657,900, whereas the FHA limit for a single-family dwelling is $822,375.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. It helps ascertain the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting in determining the best program in that fits your financial needs.

USDA and FHA Loan Choices in Colts-Neck, NJ

Lendersa® strives to connect you with the best possible USDA or FHA loan efficiently and without hassle. Select one of three starting points that lead to matching lenders and appropriate USDA loan programs.

Understanding USDA Loans in NJ

A USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment at all.

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(734) 455-2219 Lender's profile and map Reviews Approved Mortgage 5820 N. Canton Center, Suite 125, Canton, MI, 46142 Approved Mortgage is the largest and oldest mortgage banker in Central Indiana. We are a full-service direct lender providing a vast array of residential, business and commercial loans. Our residential product line offers conventional, jumbo, FHA, VA and portfolio loans for purchase, refinance, and construction transactions.
(865) 458-4347 Lender's profile and map Reviews Foothills Federal Credit Union 956 Mulberry Street, Loudon, TN, 37774 Foothills Federal Credit Union was chartered as UC Employees Credit Union in 1962 to serve employees of the Union Carbide Company in Loudon, Tennessee. In 1983 we expanded our charter to include numerous employee groups. In 2001, we changed our name to Foothills Federal Credit Union to reflect our diverse groups of members. In November of 2005, we
(502) 882-8091 Lender's profile and map Reviews LHome 1126 Berry Blvd, Louisville, KY, 40215 LHOME combats historic redlining and institutional racism by providing access to low-interest loans and financial coaching services. These services are greatly needed, primarily by African American low-income residents of West Louisville who want to grow their small businesses, increase their credit scores,
(317) 883-2604 Lender's profile and map Reviews Chapman Mortgage 8001 S Meridian St, Indianapolis, IN, 46217 "Chapman Mortgage has been in business since January 2000. We are a local company on the southside of Indianapolis. We are licensed to serve the entire state of Indiana. Chapman Mortgage offers the following mortgage products: Purchase Refinance Fixed & ARMs Conventional Loans FHA Loans VA Loans"
(616) 392-2290 Lender's profile and map Reviews The Mortgage House Inc 305 Hoover, Suite 500, Holland, MI, 49423 This company is a mortgage broker offering first mortgages, FHA loans, VA loans, conventional mortgages, reverse mortgages, construction loans and loans for manufactured homes. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation.
(269) 684-6005 Lender's profile and map Reviews Circle Federal Credit Union 507 E Main St, Niles, MI, 49120 Circle Federal Credit Union works everyday to make a difference in the lives of our members. With a "Centered Around You" philosophy, we advocate for the financial well-being of our members, enrichment of the communities we service, and to inspire and provide solutions to allow our members to have a smarter, simpler
(706) 359-3131 Lender's profile and map Reviews Farmers State Bank 115 N. Washington Street, Lincolnton, GA, 30817 Farmers State Bank is a locally owned and operated community bank which has been proudly serving the CSRA for over 100 years. We offer a wide array of deposit products and services to our customers with competitive rates on checking, savings, certificates of deposit, and IRA accounts.
(269) 857-2500 Lender's profile and map Reviews Creative Capital Inc 6938 Tranquility Lane, Fennville, MI, 49408 Creative Capital Inc., an independently owned mortgage broker was established in 1997 in Royal Oak, MI out of a growing demand for procuring not only out-of-the-box lending options to borrowers, but also low cost, low interest conventional mortgages. The business was built on personal and professional integrity providing a broad spectrum.
(706) 886-2908 Lender's profile and map Reviews The Wright Credit Union 286 N. Broad Street, Toccoa, GA, 30577 The Credit Union was chartered on November 8, 1963 as Wright Manufacturing Employees Credit Union by the State of Georgia Department of Banking and Finance. The sewing plant owner, Ernest Wright, had been loaning his employees money from his own personal money. A need and common bond was established causing the employees to come together
(762) 348-6808 Lender's profile and map Reviews Omega Psi Phi Fraternity Federal Credit Union 568 Liberty Hill Rd, Toccoa, GA, 30577 The Omega Psi Phi Fraternity Federal Credit Union continues to provide financial avenues for the fraternity’s members, families and employees. With an excellent team of dedicated members of the Board, and Committees, we have a competitive, financially secure credit union. We encourage you to join, save, borrow,
(803) 943-2671 Lender's profile and map Reviews Palmetto State Bank 601 First Street W, Hampton, SC, 29924 Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties. Our Board of Directors credit our exceptional growth to the fact
(502) 366-6022 Lender's profile and map Reviews Beacon Community Credit Union 7910 National Turnpike, Louisville, KY, 40214 Beacon Community Credit Union was chartered in 1947 to serve the employees of the Naval Ordnance Station in Louisville, Kentucky and was originally named Louisville Naval Ordnance Plant Employees Credit Union. With the closure of the Naval Ordnance Plant in 1995, we had to branch out to remain a thriving credit union.