USDA Loan Vs. FHA loan for Shrewsbury, NJ 2026

In 2026, the USDA loan ceiling for Shrewsbury in Monmouth county, NJ is $776,600. On the other hand, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to contrast today's USDA against FHA best rates. Determine needed income, credit standing, reserves, and documentation for qualifications. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your choice for the most suitable program in for your financial situation.

Exploring USDA and FHA Loans in Shrewsbury, NJ

Lendersa® is dedicated to promptly securing the best USDA or FHA loan, free from hassle. Choose from three starting options to find lenders and USDA loan programs that match your needs.

Lendersa USDA loan request and matched results

Understanding the USDA Loan in NJ

The USDA home loan, endorsed by the Department of Agriculture and often called the USDA rural development loan or USDA mortgage, is limited to rural areas. In contrast to FHA loans that mandate a 3.5% down payment, the USDA loan requires none, offering an advantageous financing option.

Get top 10
USDA LENDERS
customized to yout needes

Shrewsbury Lenders
(732) 460-0888 Lender's profile and map Mortgage Now Inc. 1161 Broad St #212, Shrewsbury, NJ, 07702 Lends in New Jersey Mortgage Now Inc. , where we specialize in residential mortgages. At Mortgage Now Inc. , we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(732) 219-0009 Lender's profile and map Monmouth County Postal Employees Credit Union 171 Broad Street, Red Bank, NJ, 07701 Lends in New Jersey Since 1928 the Credit Union has been here to serve the Monmouth County Postal Employees and their families. Monmouth County Postal Employees CU is a not-for-profit financial institution. As our credit union grows, our services will hopefully meet the challenges of serving our members.
(732) 345-5000 Lender's profile and map Two River Mortgage & Investment 157 Broad Street, Suite 312, Red Bank, NJ, 7701 Lends in New Jersey Two River Mortgage & Investment provides personal service to each and every client throughout the loan process. We assist you to structure the best program for your individual needs. This is why Two River Mortgage’s core business is generated by personal referrals and repeat business.
(732) 530-8400 Lender's profile and map NAVESINK HOME LOANS LLC 157 Broad Street, Suite 319, Red Bank, NJ, 7701 Lends in New Jersey At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(732) 389-9701 Lender's profile and map Progress Capital 620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724 Lends in New Jersey Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.
(732) 741-1933 Lender's profile and map Second Generation Mortgage Group LLC 788 Shrewsbury Avenue, Tinton Falls, NJ, 07724 Lends in New Jersey our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan, which is why we pride ourselves on our guar
(732) 820-8140 Lender's profile and map MDE Home Loans, LLC 766 Shrewsbury Avenue, East Bldg, Suite 204, Tinton Falls, NJ, 07724 Lends in New Jersey MDE Home Loans is dedicating to fulfilling the American Dream of home ownership by providing buyers access to financing and industry leading lending services.Our highly trained team averages more than two decades of experience in mortgage lending. We understand that each customer has specific needs & we strive to deliver personalized.
(732) 757-8526 Lender's profile and map Atlantis Mortgage 55 Oceanport Ave, West Long Branch, NJ, 07764 Lends in New Jersey The Atlantis team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work one-on-one with you to provide a financial solution specifically tailored to meet your financing needs.
(732) 758-9300 Lender's profile and map TFS Mortgage Corporation Inc 437 Newman Springs Road, Lincroft, NJ, 07738 Lends in New Jersey TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.