USDA and FHA Pro and Con in Shrewsbury, Monmouth County, NJ
In 2025, the USDA loan ceiling for Shrewsbury in Monmouth county, NJ is $776,600. On the other hand, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA against FHA best rates. Determine needed income, credit standing, reserves, and documentation for qualifications. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your choice for the most suitable program in for your financial situation.
2025 Loan Caps and Down Payment Obligations in Shrewsbury, Monmouth, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loans in Shrewsbury, NJ
Lendersa® is dedicated to promptly securing the best USDA or FHA loan, free from hassle. Choose from three starting options to find lenders and USDA loan programs that match your needs.
The USDA home loan, endorsed by the Department of Agriculture and often called the USDA rural development loan or USDA mortgage, is limited to rural areas. In contrast to FHA loans that mandate a 3.5% down payment, the USDA loan requires none, offering an advantageous financing option.
Machinists-Boilermakers Federal Credit Union traces its roots back to 1961. Machinists-Boilermakers Federal Credit Union is a member owned financial institution where members save and borrow. Your credit union is a not-for-profit organization where earnings are returned to members through dividends and by new services.
Technicolor Federal Credit Union is a member owned and operated financial cooperative institution. Membership is exclusively available to employees and family members of Technicolor Inc., Live Nation Entertainment Inc. and over 120 other companies in the entertainment industry and from select Los Angeles based businesses, unions and organizations.
Partners Federal Credit Union is a full-service financial institution serving the financial needs of its Members worldwide. Sponsored by The Walt Disney Company, and with more than 100,000 Members, Partners enjoys outstanding strength and stability - made even stronger by a 2007 merger with Vista Federal Credit Union.
Media City Credit Union is Federally Insured by NCUA - Equal Housing Opportunity and has served its members since 1936 when we were founded by employees of Helms Bakeries. A credit union is like a bank, only better. Media City CU offers checking, savings, credit cards and loans, yet profits are returned back to members in the form of reduced fees,
We are a full-service financial institution serving your banking needs for over 78 years. It's not a tagline or clever marketing promotion. It's our promise to deliver the very best financial products to our members. We know you have a choice when it comes to financial services & we invite you to compare our products and services.
2001 West Magnolia Boulevard, Suite D, Burbank, CA, 91506
Mafyan and Associates INC and Nationwide Lending, is proud to serve its clients with all of their Real Estate and Mortgage needs. Mafyan and Associates INC was created in 2008. I have been in the real estate business for over a decade and am more than happy to serve all my clients with the greatest service ever.
316 E Fourth Plain Blvd, Suite E, Vancouver, WA, 98663
"Belay Mortgage Group is a boutique local mortgage broker licensed in Washington, Oregon and California. We have options to finance with conventional (QM and non QM loans), construction, VA, FHA, USDA. We are a full service brokerage.
Licensed under: Oregon Mortgage Lending License ML-5695; Washington Mortgage Broker's Practices Act MB-1737549
1001 Wilshire Boulevard #1326, Los Angeles, CA, 90017
We have tailor-made private, commercial, conventional, and hard money at your fingertips.
Makes loans in all 50 States for short-term and long-term real estate investment properties. Their asset-based loans can close very quickly, within 3 days from an appraisal report and clear-to-close from the title company.
801 South Figueroa Street, Suite 2300, Los Angeles, CA, 90017
CTBC Bank is a trusted and established institution providing our commercial and retail customers with a real financial bridge to the next stage of their lives and businesses. Our customers benefit from access to the best of both worlds – large bank resources coupled with individual attention and customized services of a small bank.
1055 Wilshire Blvd, Suite 1200, Los Angeles, CA, 90017
At RBB we combine the service benefits of a national bank with a personal banking touch that only a community bank can offer. We serve our community by offering Commercial and Industrial loans, residential mortgages and small business loans. Our staff has years of dedicated service living and working in our local communities
800 Wilshire Blvd, Suite 200, Los Angeles, CA, 90017
Mount Zion Financial is a direct business funding company with emphasis on consultative and expert strategies to provide business funding, real estate funding, investment property financing, equipment financing and more. We understand that business can get complicated when it comes to rates and terms.
