USDA Vs. FHA your options comparison in Kenilworth, Union County, NJ

In 2025, the USDA loan limit for Kenilworth, located in Union county, NJ, is $0. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine your eligibility by examining required income, credit, reserves, and documentation. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Kenilworth, Union, NJ

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Options for USDA and FHA Loans in Kenilworth, NJ

The aim of Lendersa® is to connect you with the best possible USDA or FHA loan quickly and without hassle. Start with one of three initial approaches that align lenders and USDA loan programs to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NJ

A USDA home loan, secured by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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