USDA Vs. FHA Pro and Con comparison in Roselle-Park, Union County, NJ
As of 2025, the USDA loan limit in Roselle-Park, situated in Union county, NJ, is $0, while the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare current best rates for USDA versus FHA loans and understand the required income, credit, reserves, and documents for qualification. With this advanced calculator, you can see USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .
Loan Limits and Downpayment Requirements 2025 in Roselle-Park, Union, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Roselle-Park, NJ
Lendersa® aims to provide you with the best USDA or FHA loans quickly and hassle-free. Choose one of three starting points to link with potential lenders and USDA loan programs.
The USDA home loan, a government-backed offer by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is tailored for rural areas only. Unlike FHA loans that necessitate a 3.5% down payment, the USDA mortgage requires no down payment.
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