USDA Vs. FHA Pro and Con comparison in Roselle, Union County, NJ
In the year 2025, the USDA loan cap in Roselle, located within Union county, NJ, is set at $0. Meanwhile, the FHA ceiling for a single-family residence is $1,089,300.
The Lendersa® USDA loan calculator is an excellent tool for evaluating the most favorable USDA versus FHA rates available today and for determining the necessary income, credit, reserves, and documents needed for qualification. Our cutting-edge mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, thereby enabling you to choose the best program tailored to your financial needs, particularly in .
Loan limits and down payment requirements in Roselle, Union county, NJ for 2025
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Roselle, NJ
The goal of Lendersa® is to provide you with the best USDA or FHA loan options quickly and without unnecessary complications. Select from three starting points that connect you with lenders and USDA loan programs.
A USDA home loan is supported by the Department of Agriculture and is often termed as a USDA rural development loan or USDA mortgage. This type of loan is exclusively available in rural areas. Contrary to FHA loans requiring a minimum of 3.5% down payment, USDA loans require none, making them more accessible for many prospective homeowners in these regions.
Since 1938, Educational Community Credit Union (ECCU) has been helping members build long-term financial security. That is why the foundation of the credit union philosophy is "people helping people Educational Community Credit Union (ECCU) has been helping members build long-term financial security.
At State Bank, we're proud of our history...but we don't rest on it. We were founded by local businessmen with a single, clear mission: Provide our customers with the best, most individualized service possible, always keeping the customer's best interest in mind. We are truly a local bank, focused on providing unparalleled service.
Farris Mortgage loans are done differently than other lenders. We do not make money on closing costs or third party fees in fact we actually pay money toward your closing costs. Since 2015 Farris Mortgage has paid more than $225, 000 in closing cost for our clients. This is actual money our clients get to keep we call this The Broker Advantage.
BancorpSouth Bank is headquartered in Tupelo, Mississippi, with approximately $27 billion in assets. BancorpSouth operates approximately 325 full-service branch locations as well as additional mortgage, insurance, and loan production offices in Alabama, Arkansas, Georgia, Florida, Louisiana, Mississippi, Missouri, Tennessee etc..
1557 East Primrose Street, Suite B100, Springfield, MO, 65804
Mortgage lending has been a perfect fit for me. Customer service comes natural. Following up with clients, explaining their loan options and educating my clients through not only the loan process but the entire real estate timeline is what I excel at. The fact that I manage projects well,
TelComm Credit Union is a not-for-profit financial cooperative where members receive many benefits, such as high savings rates, low loan rates, and the security and convenience of a sound financial institution. Readers of the Springfield News-Leader have voted TelComm the "Best Credit Union" in the Ozarks for the 13th year in a row.
"AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7.
All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."
FCB’s special focus and intensely personal approach have changed the commercial banking landscape in Mississippi. In January 2013, FCB opened a second location in Ridgeland, bringing our affinity for serving the banking needs of businesses and professionals to that fast-growing, dynamic market.
