In the year 2025, the USDA loan cap in Roselle, located within Union county, NJ, is set at $0. Meanwhile, the FHA ceiling for a single-family residence is $1,089,300.
The Lendersa® USDA loan calculator is an excellent tool for evaluating the most favorable USDA versus FHA rates available today and for determining the necessary income, credit, reserves, and documents needed for qualification. Our cutting-edge mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, thereby enabling you to choose the best program tailored to your financial needs, particularly in .
Loan limits and down payment requirements in Roselle, Union county, NJ for 2025
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Roselle, NJ
The goal of Lendersa® is to provide you with the best USDA or FHA loan options quickly and without unnecessary complications. Select from three starting points that connect you with lenders and USDA loan programs.
A USDA home loan is supported by the Department of Agriculture and is often termed as a USDA rural development loan or USDA mortgage. This type of loan is exclusively available in rural areas. Contrary to FHA loans requiring a minimum of 3.5% down payment, USDA loans require none, making them more accessible for many prospective homeowners in these regions.
Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.
We’re a full-service community bank that’s been serving the Greater Seacoast since 1854. We know this area well and are unwavering in our commitment to equip people and businesses with everything you need to journey well and achieve the outcomes you desire. We’re involved in the betterment of community and embrace philanthropy.
The Institution for Savings, founded in 1820, is one of the oldest mutual banks in the country with 15 full-services offices along Massachusetts' North Shore and Cape Ann. Member FDIC, FDIC, Equal Housing Lender.banks in the country with 15 full-services offices along Massachusetts MA.
Since our inception in 2001, we have realized above-market returns on our portfolio of residential and commercial assets. We pride ourselves on our in-depth construction management experience, careful analysis of our markets, value-add capabilities, and on our successful partnerships with local builders
BankGloucester was founded in 1887 as a cooperative community bank to serve the people of Cape Ann. Since that day, we’ve grown considerably, both in size and in our product offerings, yet our commitment to quality customer service remains the cornerstone of our bank. Our commitment to offering products in a highly personalized way.
Chesapeake Bank’s roots stretch deep into the sandy soil of Virginia’s Northern Neck and reach back to the dawn of the twentieth century. Originally charted as Lancaster National Bank on April 13, 1900, we’ve been focused on our community from the very beginning. The Bank’s first clients were watermen, farmers and small business owners.
"Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers.
We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"
Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.
