FHA Vs. USDA loan program for Dayton, Middlesex County, New Jersey

In 2025, USDA loan limit in Dayton, county of Middlesex, NJ is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Dayton, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(972) 239-7000 1334 miles Lender's profile and map Reviews United Texas Bank 13101 Preston Rd 100, Dallas, TX, 75240 United Texas Bank, originally formed by Board Chairman Jeffrey Beck in 1986, is a locally owned, full-service, FDIC-insured boutique commercial bank, based in Dallas, Texas. We specialize in delivering customized business and personal banking services to our clients and their companies both locally and throughout the nation.
(469) 998-7305 1334 miles Lender's profile and map Reviews Swift Mortgage 13150 Coit Road, Suite 303, Dallas, TX, 75240 Swift Mortgage, LLC is to create a positively significant and deeply sincere impression on all we serve. Our high caliber mortgage professionals are dedicated to opening doors to home financing while providing a boutique-style mortgage experience with exceptional service to every homebuyer.
(214) 748-9393 1334 miles Lender's profile and map Reviews Neighborhood Credit Union 13649 Montfort Drive, Dallas, TX, 75240 Neighborhood Credit Union is in the business of helping others achieve their financial goals through free Rewards Checking and Prize Savings accounts, auto & personal loans, mortgages & refinancing, credit cards, money markets, IRAs, CDs & more. NCU offers the convenience of larger banks with online & mobile banking, direct deposit.
(469) 305-7400 1334 miles Lender's profile and map Reviews Loan Star Funding, LLC 6532 Stonebrook Circle, Dallas, TX, 75240 For many customers we unfortunately do not get to meet face to face, that is why we have created an electronic and easy way to do business. From the time we first speak on the phone, exchange an email or you just apply online, you will be dedicated to just one individual from start to finish. You will be able to contact that individual 24/7!
(214) 300-8756 1334 miles Lender's profile and map Reviews F&T Mortgage Inc 13355 Noel Road, Suite 1100, Dallas, TX, 75240 F&T Mortgage We treat you right and give you the individual service you deserve. We know you're making a commitment in buying a house, refinancing, or cashing out your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(972) 580-8200 1334 miles Lender's profile and map Reviews D&H Lending, Inc. 13355 Noel Road, Suite 1675, Dallas, TX, 75240 D&H Lending, Inc We want you to understand exactly who we are and what we can offer before you invest one minute or one dollar with our home loan process. Shopping for a home loan with multiple companies can be extremely overwhelming and difficult. And most companies cannot tell you what they can offer without running a full loan application.
(972) 991-6115 1334 miles Lender's profile and map Reviews Texas Financial Resource Management Inc 13601 Preston Road, Suite E102, Dallas, TX, 75240 Our mortgage experts treat you right and give you the personal attention you deserve. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So here is our promise to you: we will help you qualify, apply and be approved for the right mortgage loan for you.
(877) 878-8989 1334 miles Lender's profile and map Reviews Southwest Funding LP 13150 Coit Road, Dallas, TX, 75240 Southwest Funding began operations in 1993 under the name Dallas Residential Mortgage. We enjoyed great success early on and before long we were serving the entire state of Texas. This growth caused us to change our name to Texas Residential Mortgage. As we continued to grow and thrive in the industry.
(936) 594-2564 1334 miles Lender's profile and map Reviews The First National Bank of Trinity 105 South Robb Street, Trinity, TX, 75862 First National Bank of Trinity is proudly working on a second century of service. First National Bank continues to be a locally owned, community bank that offers full service banking with a hometown touch. A strong sense of community is evidenced by First National’s commitment to numerous local organizations in the Trinity, Riverside service areas.
(972) 391-6800 1334 miles Lender's profile and map Reviews Dallas Capital Bank, National Association 14185 Dallas Pkwy, Suite 200, Dallas, TX, 75254 Dallas Capital Bank was founded to provide Dallas entrepreneurs, business owners, family offices, and professionals the highest level of banking service. We provide market-leading products and financial solutions, supported by secure, integrated technology, and world-class personal service from experienced, knowledgeable bankers.