USDA and FHA Pro and Con in Dayton, Middlesex County, NJ
In 2025, the USDA loan limit for Dayton, within Middlesex County, NJ, is $776,600, whereas the FHA limit for a single-family home stands at $1,089,300.
Leverage the Lendersa® USDA loan calculator to compare today's most favorable USDA and FHA rates, allowing you to ascertain the income, credit requirements, reserves, and documentation necessary to qualify. Utilizing our advanced mortgage calculator, you can align USDA, FHA, Conforming, and VA options side by side, helping to determine which program is most suitable for you if you're managing your finances in .
2025 Loan Limits and Downpayment Requirements in Dayton, Middlesex County, NJ
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Dayton, NJ
Lendersa® aims to swiftly and smoothly provide you with the best possible USDA or FHA loan option, circumventing unnecessary hassles. You can select one of three initial options that will connect you with lenders and available USDA loan programs.
A USDA home loan is supported by the Department of Agriculture and is commonly referred to as a USDA rural development loan or USDA mortgage. It is specifically available for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment, making them a viable option for many aspiring homeowners.
Intent Mortgage stays ahead of the competition by leveraging modern technology to increase efficiency and ultimately, home buyer satisfaction. "Low Rate, Consumer First Mortgage Lending" isn't just our dual Mission Statement - it's a promise we make to our clients that we intend to keep.
14362 North Frank Lloyd Wright Blvd, Suite 1000, Scottsdale, AZ, 85260
At NSB Mortgage our mission is to ensure our clients receive the utmost attention to detail with regards to each of their individual needs. As a full service mortgage company we do not focus on costly overhead, but rather we feel strongly about our loan products and quality of service we provide, as well as, any recommendations from our clients.
9160 East Bahia Drive, Suite 105, Scottsdale, AZ, 85260
"The LM2 Investment Group was founded by three investors with over 30 years of mortgage and real estate experience.We offer hard money, private loan funding for up to 2 years.
We know not all transactions are alike and consider each transaction separately using an equity-based foundation."
7950 East Redfield Road, Suite 110, Scottsdale, AZ, 85260
"Kenwood Mortgage Investments. We are a 26 year old family mortgage company that makes real estate loans that the banks or traditional lenders don’t do, or they don’t do fast enough. Think of Kenwood as a reliable source for $50,000 to $5,000,000 by Friday.
Sometimes we really do work that fast, and we’ve been doing it for more than 26 years."
Del Mar Financial & Investments, L.L.C is a private money mortgage lending company specializing in Arizona real estate. Also referred to as "hard money" lending, we offer creative lending solutions that fall outside the "box" of traditional bank and conventional lending sources. We are more expensive than a bank, however
Hard money lender arizona provide various loan options for short sales, fix and flips, residential owner or non-owner occupied properties, rehab loans, commercial loans, REO purchases, trustee sales, cash out refinances, business investment properties, construction or land loans and more.
7621 E. Gray Road. Suite B2, Scottsdale, AZ, 85260
Hanson Capital Group is a team of commercial real estate experts with a combined 50+ years of experience in the industry, offering a unique approach to investing in commercial real estate. We specialize in net lease, development and repositions, and offer a wide range of finance options from hard money and bridge loans.
At HomeQuest we understand that each loan is as unique as each person we meet. Experience and hard work along with a network of lending entities allows us to find the best loan products for each individual. Whether you are working full-time, retired, or are self-employed we have specific programs designed for your situation.
At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.
1550 E. McKellips Road, Suite 117, Mesa, AZ, 85203
Our goal is to be the lender of choice for the professional real estate agent and their clients in each market we enter, as measured by all industry service level surveys reported.
We will succeed by meeting the needs of our borrowers through exceptional communication and transparency throughout the loan process
