USDA Vs. FHA Pro and Con comparison in Monmouth-Junction, Middlesex County, NJ
During 2025, in Monmouth-Junction part of Middlesex county, NJ, the loan limit for USDA is $657,900 whereas for a single-family home, the FHA limit reaches $822,375.
Utilize the Lendersa® USDA loan calculator to weigh today's USDA against FHA optimum rates. Identify the income, credit, reserves, and documentation criteria necessary for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Monmouth-Junction, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Choices in Monmouth-Junction, NJ
The objective of Lendersa® is to swiftly and easily connect you with the most suitable USDA or FHA loan. Choose from three different approaches that match you with lenders and align you with the USDA loan programs.
The USDA home loan, also recognized as a USDA mortgage or rural development loan, is guaranteed by the government's Department of Agriculture and only available in rural neighborhoods. Distinct from FHA loans, which require a minimum 3.5% down payment, the USDA loan demands no down payment at all.
Municipal Bank, we have three convenient locations in Bourbonnais, Momence and Manteno, IL, to serve you since 1971. We are a locally owned bank offering a full line of banking services. At Municipal Bank, we provide personal service to our residential and businesses. Municipal Bank is FDIC insured and an equal housing lender.
7601 West Montrose Avenue, Suite 1, Norridge, IL, 60706
JP Financial Group provide high quality service and a great experience. Customers can expect to be served with honesty, integrity and most importantly, competence. JP Financial Group, Inc. is a seasoned and professional mortgage broker company, which specializes in residential housing as well as commercial properties.
BrightPath Mortgage, we provide a wide range mortgages to ensure that our valued customers have access to the best interest rates and loan terms. Our dedication to your complete satisfaction means that your needs are our ultimate priority. For borrowers who are preparing to relocate or are involved in out-of-state real estate investing,
The Irish money man, LLC can arrange loans on Commercial Properties up to 50 units and up to 4 units for Non Resident buyers. All conventional, FHA and VA loans originated and closed through C and R Mortgage 7788 North Milwaukee Avenue Niles Illinois 60714. NMLS no 227317 with John Gurhy as loan officer NMLS No 1104206.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
C&R Mortgage Corporation Team is your premier reverse mortgage team located in Cape Coral, Florida. Also, licensed in Illinois, Indiana, Wisconsin, Michigan, Colorado, California and Tennessee. The experienced team members here are committed to quality customer service and putting the needs.
Edgar County Bank opened its doors in 1873 with a single mission: To help people achieve the American Dream. That mission is as true today as it was 144 years ago.Over time, we’ve grown alongside the Central Illinois community—and thanks to your support, we’ve expanded beyond Edgar County
We started out as the Decatur Caterpillar Employees Credit Union in 1956. Back then people couldn't borrow money from banks, only businesses could. It was hard to save enough to buy a house or car (still is). So, they organized a credit union where they could deposit part of each paycheck (in a shoebox).
