USDA Vs. FHA Pro and Con comparison in Kendall-Park, Middlesex County, NJ
In 2025, the USDA loan limit in Kendall-Park, within Middlesex, NJ, is $657,900. Meanwhile, the FHA cap for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate which offers the best current rates between USDA and FHA loans. Determine the requirements for income, credit, reserves, and necessary documents for eligibility. Our advanced mortgage calculator presents a detailed side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in choosing the optimal program in Alabama for your financial situation.
2025 Loan Limits and Down Payment Requirements in Kendall-Park, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Choices in Kendall-Park, NJ
Lendersa® aims to secure you the best USDA or FHA loan efficiently and without hassle. Choose from three initial paths that pair you with lenders suited to USDA programs.
The USDA home loan, guaranteed by the government Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment at all.
2155 Louisiana Blvd. NE, Suite 8000, Albuquerque, NM, 87110
Weststar Mortgage Corporation is a privately owned company established in 1983 in Albuquerque, New Mexico where it maintains corporate headquarters to this day. The firm's primary initial focus was to develop specialized software that enabled the company to deliver best-of-breed loan servicing solutions to clients who offered seller financing.
6303 Indian School Road NE, Suite 104, Albuquerque, NM, 87110
The New Mexico Mortgage Company Team is your premier mortgage team located in New Mexico. We pride ourselves on offering a variety of programs and competitive rates and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of New Mexico.
First Financial Credit Union was formed in 1937 by 10 members of the telephone company here in New Mexico. In the early 80s, the breakup of the Bell System occurred. With the breakup came a period of downsizing in the state. At this point, First Financial chose to pursue additional fields of membership so as to not be impacted by the changes.
New Mexico Reverse Mortgage is located in the North Valley of Albuquerque, NM on 4th Street just 2 blocks North of Montano. The relationship and trust that is built throughout the loan application process continues after the loan has closed. Know that you and your family can rely on us to assist and give professional advice long into the future.
It is the mission of Delta County Federal Credit Union to offer products and services which meet the financial needs of our present and future members. DCFCU will strive to ensure long-term financial stability by providing products and services in a manner consistent with high standards of quality, at the fairest price.
320 Gold Ave SW, Suite 100, Albuquerque, NM, 87102
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
Homewise has been helping people achieve their homeownership goals. We do this by focusing on our customers and placing their long-term financial wellbeing as the highest priority. We share in our customers’ challenges and successes, using those experiences to build a better way to buy a home.
The Loan Fund is a nonprofit organization that has helped hundreds of financially underserved small businesses & nonprofits across New Mexico to start, grow and thrive. Our clients are typically unable access credit through banks or credit unions. The Loan Fund is a 501(c)(3) nonprofit organization that is certified by the US Treasury Department.
A bit about us, so you'll feel more at home working with our team. Getting a home loan is an exciting (and sometimes overwhelming) time in your life. We are proud to work with you as an integral part of these moments. Regardless of your unique needs we bring all the right elements together to create a positive solution for your home loan
Fergus Federal Credit Union is locally owned and operated. That means all decisions are made locally, by those who live and work in our community. Decisions can be made more quickly and on a more personal basis. It also means that we're better able to keep in touch with you and your needs.
