USDA Vs. FHA your options comparison in Kendall-Park, Middlesex County, NJ
In 2025, the USDA loan limit in Kendall-Park, within Middlesex, NJ, is $657,900. Meanwhile, the FHA cap for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate which offers the best current rates between USDA and FHA loans. Determine the requirements for income, credit, reserves, and necessary documents for eligibility. Our advanced mortgage calculator presents a detailed side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in choosing the optimal program in Alabama for your financial situation.
2025 Loan Limits and Down Payment Requirements in Kendall-Park, Middlesex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Choices in Kendall-Park, NJ
Lendersa® aims to secure you the best USDA or FHA loan efficiently and without hassle. Choose from three initial paths that pair you with lenders suited to USDA programs.
The USDA home loan, guaranteed by the government Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment at all.
8859 Brookside Ave, Suite 202, West Chester, OH, 45069
The Mortgage Network of Ohio was incorporated in 1999 as a mortgage company dedicated to assisting homebuyers and homeowners with the purchase and refinancing of their residential properties. Based out of Cincinnati Ohio, the company has grown to being licensed and actively doing business in Ohio, Kentucky, and Indiana.
3rd Street Financial is a national mortgage brokerage firm. We deal in residential mortgages & serve as a matchmaker between the home buyer and the lender. We draw from a pool of carefully selected lenders & banks to find the right match for our clients. Our clients place their confidence in our expertise & we promise that we will do everything
8857 Cincinnati Dayton Road, Suite 202, West Chester, OH, 45069
Lynx Financial Group was established in 2001 and has been helping homebuyers and homeowners ever since. We offer 1st Time Homebuyer Programs, FHA, VA, USDA and Commercial loans. Our staff has over 80 years of experience in the Mortgage Industry. This has allowed us to prosper while the industry as a whole has seen a downturn.
8859 Brookside Ave, Suite 202, West Chester, OH, 45069
As Mortgage Consultants we provde the customer with much more variety and flexability than traditional bankers or credit unions. We work with more than 20 different lenders providing us with hundreds of channel and programs to meet your needs. Similar how a independent insurance agent will shop you for the best policy, coverage and terms.
4030 Mount Carmel Tobasco Road, Suite 220, Cincinnati, OH, 45255
The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.
Brickwood Mortgage, Inc. was established in 2007, and is dedicated to providing our clients with the lowest available rates while offering the best mortgage experience possible in both South Carolina & California. We are headquartered in Surfside Beach, South Carolina for all face to face clients, or will be happy to handle the entire transaction.
Greater Cincinnati Credit Union is a member-owned, not-for-profit financial cooperative institution. As such, we offer a broad range of personal financial products and services and are committed to satisfying the personal financial needs of our members in a professional and courteous manner.
8044 Montgomery Road, Suite 300, Cincinnati, OH, 45236
Sibcy Cline has been family-owned and operated since its founding in 1930. The current president, Robin (Sibcy) Sheakley, is the fourth generation of the Sibcy family to run the brokerage, which now has multiple offices serving over 1200 independent agents throughout Cincinnati, Northern Kentucky, Dayton, and Southeast Indiana.
8044 Montgomery Road, Suite 700, Cincinnati, OH, 45236
CORNOVUS CAPITAL streamlines the process of finding comprehensive financing solutions for commercial real estate and business owners nationwide. Supported by extensive knowledge and industry experience of its leadership, Cornovus Capital supports all financing needs of its clients from Acquisition, Refinance, and Reposition.
Dynamic Federal Credit Union (DFCU) was chartered in 1950 as Celina Reynoco Employees Federal Credit Union to serve the employees of Reynolds & Reynolds, Celina, Ohio. The credit union was located within the core group facility. In 1996 the Board of Directors began researching ways to extend the credit union's services to the community.
