USDA and FHA Pro and Con in South-Brunswick, Middlesex County, NJ
As of 2025, the USDA loan limit within South-Brunswick in the county of Middlesex, NJ, is $657,900. The FHA limit for a single-family house stands at $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's optimal rates for USDA vs. FHA. Assess income, credit requirements, reserves, and necessary documentation for qualification. Our specialized mortgage calculator enables direct comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the ideal program for your financial scenario in .
2025 Loan Caps and Down Payment Requirements in South-Brunswick, Middlesex, NJ
Loan Category
Max Loan Limit
Initial Downpayment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Alternatives in South-Brunswick, NJ
The aim of Lendersa® is to swiftly facilitate the best USDA or FHA loans without difficulty. Choose one of three starting options to align lenders with USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.
The Tipton Latham Bank, N.A. is a locally owned and operated independent community bank established in 1906.
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City-County Employees Credit Union is a non-profit cooperative organized to provide our members with low-cost financial services. We were chartered on April 15, 1941 and are governed by a volunteer board of directors who are elected by and from the membership. As a State-chartered, Federally-insured Credit Union.
We have serviced clients since 1904. Our success and growth over the years has come thanks to our unwavering commitment to the communities we serve, to our clients, and to our shareholders and staff. Over the years we have developed a reputation for service and product innovation that sets us apart from other banks
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