USDA Loan Vs. FHA loan pro & con Dennis, Cape May County, NJ

In 2025, USDA loan limit in Dennis, county of Cape May, NJ is $391,900 while FHA limit is $548,550 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Dennis, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(208) 375-5626 Lender's profile and map Reviews 1st Choice Mortgage Company, LLC 3023 E Copper Point Dr, Suite 101, Meridian, ID, 83642 1st Choice Mortgage Loan Advisors are Mortgage Experts, we have been in Idaho for over 25 years, so we KNOW IDAHO and we know Idaho Mortgages! We take a newby borrower all the way, and guide them through the complex mortgage loan process. Our Loan Advisors are Advisors, not loan officer.
208 467 5467 Lender's profile and map Reviews Hopkins Financial 910 E. Carol St., Meridian, ID, 83646 HFS has taken the simple concept of “bringing people together” and developed a mortgage & real estate brokerage that focuses on each of our client’s success! We look beyond the standard banking guidelines and find solutions that add value. Using real estate equity as security, we will “match” the borrower with our private money sources (Investors)
(702) 755-3322 Lender's profile and map Reviews Moapa Valley Mortgage 280 N Moapa Valley Blvd, Suite A, Overton, NV, 89040 We are a family owned & operated mortgage business originating out of Moapa Valley. We pride ourselves in working hard to provide our clients with the most diverse loan programs & lowest interest rates the market has to offer. From financing for jumbo loans & manufactured land to USDA Rural Development loans, FHA, VA and Conventional loan.
(208) 746-7233 Lender's profile and map Reviews Lewis Clark Credit Union 604 Bryden Avenue, Lewiston, ID, 83501 Come see why LCCU, Lewis Clark Credit Union, is a whole new financial experience. We offer progressive financial services, with hometown member support. We know you by name and are here to help you meet your financial goals. At LCCU, our focus really is your future. Unlike banks, credit unions are not in business to make a profit.
(208) 746-4848 Lender's profile and map Reviews TWIN RIVER BANK 1507 G St, Lewiston, ID, 83501 Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval
(208) 746-8900 Lender's profile and map Reviews P1FCU 1025 Warner Ave, Lewiston, ID, 83501 P1FCU was organized by 12 employees of Potlatch Forests Inc. and the original organization certificate was issued by the Farm Credit Administration on April 29th, 1938. The first organizational meeting was held almost one month later on May 20th, 1938, where 9 board members were elected after being nominated by the first nominating committee.
(208) 882-0232 Lender's profile and map Reviews LATAH CREDIT UNION 912 South Washington Street, Moscow, ID, 83843 Latah Credit Union provides competitive financial services to all who live, work, volunteer, worship, do business in, or go to school in Latah, Benewah, Kootenai, Boundary, Bonner, Shoshone, Nez Perce and Lewis Counties and to students enrolled in a unified program of study at the University of Idaho.
(208) 484-4279 Lender's profile and map Reviews Blossom Heights Realty 1116 10th St S, Nampa, ID, 83651 Blossom Heights Realty has proudly served clients and customers for over 10 years. We started as a family-owned business and still run on the same standards of integrity and care for the people we serve. Our experienced real estate agents help clients and customers who are interested in buying or selling homes in Nampa, Caldwell, Meridian, Boi
(208) 466-0916 Lender's profile and map Reviews Northwest Christian Credit Union 716 East Colorado Avenue, Nampa, ID, 83686 For over six decades Northwest Christian Credit Union has served the banking needs of Christians throughout the Treasure Valley and across the Northwest. People of common faith, common values and common purpose turn to the credit union for matters large and small. From everyday financial transactions, to once in a lifetime opportunities,
(800) 858-3750 Lender's profile and map Reviews STCU 1620 N. Signal Drive, Liberty Lake, WA, 99019 STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.