USDA Vs. FHA Pro and Con comparison in Dennis, Cape May County, NJ
In 2025, USDA loan limit in Dennis, county of Cape May, NJ is $391,900 while FHA limit is $548,550 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Dennis, county of Cape May, NJ
Loan Type
Loan Limit
Down payment
USDA
$391,900
0%
FHA
$548,550
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Dennis, NJ
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
We offer exceptional service for both the borrower and the Sales Professionals that refer us clients. We understand that financing your dream home is important to all parties. There must be a level of trust between us and we must remember that this is someone’s dream home is on the line and many professionals income is dependent
Preferred Home Lending’s team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
NuHome Group we aim to be the best in the industry. By “Best” we are not looking to be the biggest but we are striving to be the best in quality. By providing best service in the industry we will provide you with the communication you expect and exceeding our clients service expectations closing on time and many times closing your loan.
Blink Lending offers the same Conventional & VA Loans the big banks do, along with Private Money Loans for Real Estate Investors. When considering purchasing a home, you’ll likely have questions. Whether about which loan type is best for you, what is PMI and when is it required, what is an appraisal and why is it necessary
First Imperial Mortgage we have an unparalleled passion for excellence and integrity. As an exclusively referral-based company, we stake our livelihoods on our quality of service and the relationships we make with our clients and referral partners. It is imperative that our service far exceeds our competitors’
"Texas Loan Star, and we want to welcome you to a new way of financing your home. We are experts in the mortgage lending industry with over 50 years of lending experience on our team.
As a direct lender, we are able to fit clients into the “qualification box” by providing alternatives"
United Northwest Federal Credit Union, originally United Co-op Credit Union, was organized in July of 1949 by local area farmers of Norton and Lenora. Annual meetings were held at the co-op station in Norton, with 27 members present at the first meeting. In 1975 a name change took place, making it United Northwest Federal Credit Union.
The City National Bank and Trust Company of Lawton, Oklahoma
500 SW D Ave, Lawton, OK, 73502
Since 1901, we have dedicated ourselves to providing solid, stable, & modern banking services to our customers. Originated in Lawton, Oklahoma, City National Bank & Trust has more than 40 + branches that span across Oklahoma and into southern Kansas. We pride ourselves on our commitment to our local communities and our unmatched customer service.
222 East Renfro St, Suite 134, Burleson, TX, 76028
Exceptional Service is only the beginning! Our team of mortgage professionals are knowledgeable and use first-hand experience to make sure your transaction is as seamless as possible. We’ll guide you through every step of the process. Helping you meet your real estate goals is why we do what we do.
6112 McCart Avenue, Suite 205, Fort Worth, TX, 76133
The Highway District 2 Credit Union was organized and chartered in 1958 as an association of the employees of the Fort Worth District State Highway Department. As of December, 2021, the Credit Union has 742 members with total assets of $5, 459, 341. The credit union has processed 25, 849 loans since 1958 totaling $73, 139, 693.
