USDA and FHA Pro and Con in Dennis, Cape May County, NJ
In 2025, the USDA loan limit in Dennis, within Cape May county, NJ, is $391,900. By comparison, the FHA limit for a single-family home stands at $548,550.
The Lendersa® USDA loan calculator assists in comparing today’s best USDA versus FHA rates, checking requirements for income, credit reserves, and documentation. Use our advanced mortgage calculator to see USDA, FHA, Conforming, and VA options side by side to determine the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Dennis, Cape May County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$391,900
0%
FHA
$548,550
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Dennis, NJ
Lendersa® aims to connect you with the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting points to match with lenders and explore USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively for properties in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment, offering a zero-down option for eligible homebuyers.
NorState Federal Credit Union has been a part of local communities and helping our members, financially succeed, since 1941. As a member-owned, not-for-profit cooperative, NorState Federal Credit Union invites you to experience the difference of a locally-owned and operated credit union.
Access Point Financial (APF) is a direct hospitality lender that provides bridge, capex, construction, mezzanine, preferred equity and permanent financing to qualified hoteliers throughout the United States and Canada. Our loan programs are flexible and are typically used for acquisition, refinance, construction take-out, renovations
121 Perimeter Center W, Suite 200, Atlanta, GA, 30346
We created a Homespire Mortgage with the vision of strengthening the communities in which we live and work. As active partners in the community, we focus on the well-being of the neighborhoods we serve. Our mission is to enrich and support our local communities helping our neighbors reach their goals .
303 Perimeter Center North, Suite 300, Atlanta, GA, 30346
Liberty Home Mortgages LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
Owen County State Bank is a strong, local community bank located in Central Indiana. Owen County State Bank specializes in helping customers find the right financial solutions for business and retail customers. In 1922, the Citizens Bank of Freedom, Indiana was organized as a private bank. In the late 1920s, many businesses had gone bankrupt, inclu
CDC Federal Credit Union, we understand each member has different money management skills with unique needs. That is why we offer a wide variety of products and services to meet those needs in your current stage of life. If you are just starting out, you may need a savings and checking account.
SunTrust and BB&T have joined to become Truist. We're building a better future together Truist Financial Corporation (NYSE: TFC) is a purpose-driven company dedicated to building a better future for its clients, teammates and communities. With 275 years of combined BB&T and SunTrust history, Truist is one of the nation’s largest financial services.
2303 Parklake Drive, Suite 504, Atlanta, GA, 30345
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
2302 Parklake Drive, Suite 513, Atlanta, GA, 30345
At InfoThink LLC., we help our Mortgage clients leverage forward thinking, in order to transform business.Our solutions are designed to assist Mortgage providers Improve Margins, increase business process speed, quicker loan decisions and deliver loan quality. Our offerings include Consultancy & Business process management in the Mortgage industry.
Metro Park Mortgage Group LLC founder of the Twila Reed she started career in 1997 as a loan officer assistant and gradually moved the up ranks of becoming a loan processor then a loan originator. In 2000, I recall saying to myself, these guys are making a lot of money and making great friends. My next goal was to become that person.
