USDA Vs. FHA Pro and Con comparison in Somers-Point, Atlantic County, NJ
In 2025, USDA loan limit in Somers-Point, county of Atlantic, NJ is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Somers-Point, county of Atlantic, NJ
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Somers-Point, NJ
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Harbor Light Mortgage is a family owned and operated mortgage broker in Cape Coral, Florida, serving borrowers throughout the State. Now in it's third year at this location, Harbor Light Mortgage represents multiple lenders providing borrowers with access to a vast array of mortgage products, including Conventional, FHA, USDA, and VA
Tri-County Trust Company has remained an independent, locally owned bank. Only three families have held a majority stock interest in the bank: The Kallmeyer family, the Bob Himmelberg family and the Bob Monnig family. Most importantly, the many loyal customers and dedicated employees throughout the years have made Tri-County Trust Company the succe
At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!
Main Source Mortgage our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process so that you can confidently select the best loan for you & your company from the many loan options that are available today.
Fairview Lending, we have many loan options to suit your needs. We make sure to get to know you to properly advise you of your best options when seeking a loan and We understand that getting a home mortgage is a huge decision. We pride ourselves on giving you all the information and comfortable with getting a loan.
Discover TMD Partners LLC: your gateway to fast and straightforward loans. We prioritize competitive rates, minimal paperwork, and exceptional customer service, ensuring a seamless experience. Whether you're seeking personal or business funding, our team is dedicated to meeting your needs efficiently. Contact Diego Todeschini today for a brighter f
MEFCU is operated under a charter which was granted in accordance with the Federal Credit Union Act, Public Law 86-354. Memorial Employees Federal Credit Union is governed by laws, rules & regulations of the National Credit Union Administration. Our mission is to grow along with our sponsor by providing lifelong personal service.
3837 Hollywood Blvd, Suite A, Hollywood, FL, 33021
"We offer some of the lowest rates and fees in the industry. We can almost always offer lower rates than a retail bank or other mortgage companies. We work with multiple lenders to offer you the best possible rates and programs.
We represent YOU, not the lender. We’re available when and where YOU need us, evenings and weekends included."
4000 Hollywood Blvd, Suite 555-S, Hollywood, FL, 33021
With Prospera Mortgage you may be able to lower your monthly payment, switch from an adjustable rate to a stable, fixed-rate loan, or access home equity for cash or pay for home improvements or large purchases.We offer a variety of affordable loan options, highly competitive interest rates and an easy online application process.
