For 2025, the USDA loan limit in Somers-Point, within Atlantic county, NJ, is $285,000. Contrastingly, the FHA cap is $356,362 for single-family homes.
Utilize the Lendersa® USDA loan calculator for a comparison of today’s top USDA versus FHA rates. It helps to assess income, credit requirements, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, aiding your decision on the best option in for your financial needs.
2025 Loan Limits & Down Payment Requirements in Somers-Point, Atlantic county, NJ
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Somers-Point, NJ
Lendersa® aims to secure you the ideal USDA or FHA loan swiftly and efficiently. You can choose from three starting options that align you with appropriate lenders and USDA programs.
Earmarked for rural areas, the USDA home loan, also termed the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. Unlike FHA loans necessitating a 3.5% minimum down, the USDA mortgage requires no down payment.
10497 Town & Country Way, Suite 734, Houston, TX, 77024
BWC Lending: Because We Care When our president, Chad Helmcamp, decided to start this company, he emailed his teammates and asked why they would refer clients to him. In one form or another, the response he received was, "Because you really care about our borrowers." That care doesn't stop with Chad though.
AMI Lenders offers lower documentation requirements, quick turnaround time, and personal service. Our seasoned lenders are ready to work with you in securing the loan that better serves your needs. With a history of over 20 years financing properties in Houston, you can be sure you're in good hands with AMI when securing
10497 Town and Country Way, Suite 810, Houston, TX, 77024
Since our founding in 1982, our company has specialized in the creation and purchase of mortgage notes, hard money loans, and investment in all types of real estate. We purchase performing, sub-performing, and non-performing mortgage notes. Individuals, institutions, and companies of all types and sizes.
800 Town and Country BLVD, Suite 500, Houston, TX, 77024
"Angelo Christian is an investor and entrepreneur in the United States. He is the Chairman and CEO of Christian Financial a Diversified Investment Holdings Company. He resides in Houston, Texas with his loving family, happily married and proud father of three aspiring children.
WE SPECIALIZE IN: FHA, VA, USDA, Conventional, Jumbo"
C2R Capital Management is a national private real estate lending firm specializing in asset-backed loans. We originate short-term, first-lien bridge, development, and mezzanine loans to owners and developers of most asset classes.
Our direct funding platform fills the void created by traditional lending institutions, providing developers and own
2323 South Voss Road, Suite 308, Houston, TX, 77057
Jafari No-Interest Credit Union has been open since 2016. The credit union has assets totaling $1.77 Million and provides banking services to more than 300 members as of March 2022.
Jafari No-Interest Credit Union received Texas Credit Union Department and National Credit Union Administration approval and started operations
Lone Star Wide Capital buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
5718 Westheimer Rd, Suite 1000, Houston, TX, 77057
We are different.
Different is good.
We go the extra mile. We bring you a wide selection of loan products and help you understand the essential elements of the loan process. If your FICO score could use help, we will give you a step-by-step plan to help you boost it with our Artificial Intelligence (AI) software. We always strive to bring you the
Amerifirst Home Loans, LLC. (“we” or “us”) operates the https://amerifirsthomeloans.com/ website and related mobile applications for the solicitation, origination, servicing, and sale of mortgage loans (hereinafter referred to as the “Service”). This page informs you of our policies regarding the collection, use