FHA Vs. USDA loan program for Upper, Cape May County, New Jersey

In 2025, USDA loan limit in Upper, county of Cape May, NJ is $391,900 while FHA limit is $548,550 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Upper, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(570) 724-1800 Lender's profile and map Reviews Carson Consumer Discount Co 70 Main St, Wellsboro, PA, 16901 Carson Consumer Discount Co Inc is located in Wellsboro, PA, United States and is part of the Nondepository Credit Intermediation Industry. Carson Consumer Discount Co Inc has 3 total employees across all of its locations and generates $381, 490 in sales (USD). (Sales figure is modelled). There are 2 companies in the Carson Consumer Discount.
(877) 838-2517 Lender's profile and map Reviews Citizens & Northern Bank PO Box 58, Wellsboro, PA, 16901 97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.
(866) 704-5389 Lender's profile and map Reviews Pro Mac Real Estate and Lender Services 76 Center Street, Waterbury, CT, 06072 Pro-Mac Appraisal Management Services is a Regional Appraisal Management Company that specializes in residential and commercial appraisal/valuations for both lending and non-lending purposes. With over 50 years of combined experience in all facets of real estate transactions, we are well-equipped to assist our clients.
(888) 372-9299 Lender's profile and map Reviews Elmira Savings Bank 333 E Water St, Elmira, NY, 14901 Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.
(607) 732-7433 Lender's profile and map Reviews TWIN TIER MORTGAGE 108 Lake Street, Elmira, NY, 14901 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(814) 487-5714 Lender's profile and map Reviews C-B-W Schools Federal Credit Union 460 Locust Street, Sidman, PA, 15955 The C-B-W Schools Federal Credit Union is an independent financial cooperative chartered under federal law and operated for the benefit of its members, who share a common bond, and their families. Originally formed, in 1956, as a credit union for school employees, the board of directors has expanded the credit union’s.
(607) 734-7144 Lender's profile and map Reviews Solutions Credit Union 907 Broadway Avenue, Elmira, NY, 14904 Solutions Credit Union is a member-owned, not for profit financial institution that has served Elmira, Southport, Ashland and the surrounding communities since 1952. Today, with a commitment to serving our members, we have established $36 million dollars in assets as we continue to grow.
(434) 295-5259 Lender's profile and map Reviews Member Options LLC 1936 Arlington Boulevard, Charlottesville, VA, 22903 Member Options serves homeowners throughout Central Virginia as the mortgage division of UVA Community Credit Union.Our credit union roots mean that we approach mortgage process differently from other lenders.At Member Options, we work with your best interest in mind.We carefully consider your goals & recommend solutions that work to your advantage
(401) 481-8050 Lender's profile and map Reviews Atlantic Mortgage & Finance Corporation 94 Main Street, Wakefield, RI, 02879 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(413) 243-0117 Lender's profile and map Reviews Lee Bank 75 Park Street, Lee, MA, 01238 Lee Bank Our vision is to remain an independent full service bank, provide premier financial services, and deliver a level of customer service that is superior to any other business you may deal with. Because of our independence, we make all our decisions locally, and offer flexible products and services to meet your specific needs
(252) 426-5403 Lender's profile and map Reviews Hertford Savings Bank, SSB 121 N Church St., Hertford, NC, 27944 Since 1923, Hertford Savings Bank, SSB has been serving the financial needs for the counties of Perquimans, Chowan, Pasquotank and Gates. We provide the personalized attention that our customers deserve. The bank’s decisions are made locally and we strive to develop strong relationships with our customers and local community.