FHA Vs. USDA loan program for East-Franklin, Somerset County, New Jersey

In 2025, the USDA loan limit for East-Franklin, situated within Somerset County, NJ, is at $657,900, whereas the FHA cap for a single-family house is set at $822,375.

With the Lendersa® USDA loan calculator, you can evaluate today's best USDA vs. FHA rates to determine the necessary income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to identify the most appropriate program for your financial circumstances in .

Discover USDA and FHA Loan Opportunities in East-Franklin, NJ

Lendersa® is dedicated to helping you quickly and seamlessly acquire the best USDA or FHA loan possible. Choose from one of three pathways to connect with lenders and unlock USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NJ

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available for rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage does not require any down payment.

Get top 10
USDA LENDERS
customized to yout needes

800 687 0797 Lender's profile and map Reviews Commercial Loan Direct 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342 Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
(815) 838-7159 Lender's profile and map Reviews Canals & Trails Credit Union 838 S State Street, Lockport, IL, 60441 Canals & Trails Credit Union was established in 1959 as Lockport Schools Credit Union. As the community of Lockport grew and the population expanded, Lockport Schools Credit Union changed its name to Tri-Township Schools Federal Credit Union. In addition to serving school districts in Lockport, Romeoville, Bolingbrook, Crest Hill, Homer Glen
(815) 838-6614 Lender's profile and map Reviews PARLAY MORTGAGE & PROPERTY, INC 16612 W. 159th St, Suite 201, Lockport, IL, 60441 Parlay Mortgage & Property, where we are constantly striving to make a complicated process a little bit better. We offer all types of mortgage products including, but not limited to, Conventional, FHA, VA, Purchase, Refinance, Fresh Start (recent bankruptcy, foreclosure or short sale) and First-time Homebuyer
(678) 873-8587 Lender's profile and map Reviews Atlanta Family Mortgage LLC 3058 Chelsea Lane, Suite 100, Acworth, GA, 30102 DANIEL GOVIN a hard-working, persistent professional, who finds the best means to successfully manage and complete the loan originating process. Daniel is dedicated in achieving the highest levels of quality to ensure client satisfaction is met. As an analyst and facilitator, “I share knowledge with clients and all who I work with.
(678) 539-8088 Lender's profile and map Reviews STELLAR Mortgage Corporation 3455 Peachtree Road NE, 5th Floor, Atlanta, GA, 30326 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(404) 919-0593 Lender's profile and map Reviews Charmaine Roberts & Associates LLC 3355 Lenox Road, Suite 1000, Snellville, GA, 30326 Charmaine Roberts & Associates LLC mortgage broker with over 18 years experience in the mortgage industry. I've partnered with multiple lenders that finance good credit and credit challenged borrowers. Getting approved for a home loan is a multi layered qualification process I'll guide you through.
(229) 886-6780 Lender's profile and map Reviews EMG MORTGAGE 3344 Peachtree Rd NE, Suite 2902, Atlanta, GA, 30326 EMG Mortgage is a division of Ellis Management Group LLC, a locally owned mortgage company established in 1996. The owner and President of the company, Mary Ellis, has been in the Lending Industry for almost 40 years. Our main office is located in Albany, GA with a branch office in Atlanta, GA.
(678) 631-3217 Lender's profile and map Reviews POST CREEK MORTGAGE, LLC 3348 Peachtree Rd NE, Suite 700, Atlanta, GA, 30326 Welcome to Post Creek Mortgage, where we specialize in residential mortgages. At Post Creek Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(414) 486-7929 Lender's profile and map Reviews A Better Mortgage Company 4379 S. Howell Avenue, Suite 22, Milwaukee, WI, 53207 A Better Mortgage Company has been saving Wisconsin homeowners money with the most aggressive programs down to 500 credit score, and 100% financing available with 580+ scores and also Providing Wisconsin home services since 1998 with the most aggressive programs, refinancing, 1st and 2nd mortgages, reverse mortgages, VA, FHA and etc
(706) 638-2520 Lender's profile and map Reviews The Bank of La Fayette, Georgia 101 West Patton Street, La Fayette, GA, 30728 The Bank of LaFayette received its original charter from the state of Georgia in 1889. Founded by a group of local investors from the LaFayette and south Walker County area, the bank did not actually begin business for another ten years. On July 18, 1899, The Bank of LaFayette opened for business in a location on the west side of the town square.
(847) 969-1200 Lender's profile and map Reviews Schaumburg Bank & Trust Company, National Association 1180 E Higgins Rd, Schaumburg, IL, 60173 Schaumburg Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
(708) 372-2345 Lender's profile and map Reviews Stearns Lending, LLC 1750 E Golf Road, Suite 100, Schaumburg, IL, 60173 We help buyers choose the right type of home renovation financing for their needs—and their wants. Sometimes referred to as a rehab loan, this mortgage option opens up more opportunities for buyers who are frustrated by today’s tight home inventories. renovation-financing.com is your online resource for personalized mortgage solutions, fast.