USDA Vs. FHA your options comparison in South-Bound-Brook, Somerset County, NJ
In 2025, the USDA loan limit for South-Bound-Brook in the county of Somerset, NJ is $657,900, while the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's USDA against FHA rates and assess the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in best fits your financial needs.
2025 Loan Limits and Down Payment Requirements in South-Bound-Brook, Somerset, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in South-Bound-Brook, NJ
The aim of Lendersa® is to secure for you the best USDA or FHA loan efficiently and hassle-free. Start with any of the three paths connecting with matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture also known as USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
7484 University Avenue, Suite 220, La Mesa, CA, 91942
We are a different kind of Mortgage company. Large enough to provide all of the technology, efficiency, automated systems and consistency. Small enough to care immensely about our clients. We take pride in providing an experience you can brag about to your friends. We are an independent Mortgage Broker that specializes in VA Loans.
MC & Associates, Inc find everything you need to buy, sell, or refinance a home in the area as well as learn about the market value of homes. You can now search for homes with detailed descriptions, photos, community and school information and so much more.as a refinance and real estate professional.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
WS Financial is a licensed mortgage lender based in Southern California. Our goals are to secure the best possible loan, the best service around, and most importantly, personalized attention from your designated mortgage specialist. We also specialize in home mortgages, ensuring 100% customer satisfaction.
Commencement Bank, headquartered in Tacoma, WA, was formed in 2006. We provide traditional, reliable, and sustainable banking in Pierce County, South King County, Thurston County and the surrounding areas. Our team of experienced banking experts focuses on personal attention, flexible service, and building strong relationships with customers.
Columbia Bank is a Northwest community bank headquartered in Tacoma, Washington, with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals.
Growth is vital to remaining a preferred option for customers. It advances the services and expertise we provide on their behalf
Crux Commercial Partners is a boutique commercial real estate finance firm that specializes in value add solutions for our clients. Our diverse web of relationships and unparalleled industry knowledge carry across local banks/credit unions, large regional banks, CMBS issuers, SBA, Fannie Mae/Freddie Mac and affluent private lenders.
Emerald Pacific Capital LLC was created to be different. When we started this company our vision was to create a company that would be able to help our clients win in life and finances. Our desire is to be unique in the way we provide opportunities for our clients to improve their financial situation through mortgages.
Mortgage Heroes has been helping Active Military and Veterans for more than 15+ years. We help all military families get the answers they are looking for when it comes to housing. Whether its questions about using your VA or new listings in SD, Mortgage Heroes are here to support just as each military member has supported this country
2220 Otay Lakes Road, Suite 502-708, Chula Vista, CA, 91914
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
