USDA and FHA Pro and Con in South-Bound-Brook, Somerset County, NJ
In 2025, the USDA loan limit for South-Bound-Brook in the county of Somerset, NJ is $657,900, while the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's USDA against FHA rates and assess the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in best fits your financial needs.
2025 Loan Limits and Down Payment Requirements in South-Bound-Brook, Somerset, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in South-Bound-Brook, NJ
The aim of Lendersa® is to secure for you the best USDA or FHA loan efficiently and hassle-free. Start with any of the three paths connecting with matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture also known as USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
111 North La Brea, Suite 406B, Inglewood, CA, 90301
WLM Financial is a Community First Business, which means we lend assistance to the community in any way possible inside and outside of the office.
We work closely with a multitude of lenders and other financial institutions to best find the lowest possible rates for our clints.
2824 South Robertson Boulevard, Los Angeles, CA, 90034
Equitable Lending, we treat each customer as an individual; not a number. Unlike the "big lenders" we actually take time to listen to our customers' goals and aspirations, and we use old fashioned common sense and hard work to help our customers obtain the best loan possible given their goals and their situation. As a premier boutique mortgage.
3415 S. Sepulveda Blvd, Suite 420, Los Angeles, CA, 90034
At Sunrise Mortgage, relationships drive everything we do - from who we hire to the clients we represent and the vast network of lenders we've established. We are a full service mortgage banking firm, originating and servicing commercial real estate loans nationwide through our extensive institutional lender network.
3415 S. Sepulveda Blvd. Ste 580, Los Angeles, CA, 90034
RCN Capital®, LLC is a national, direct private lender. We provide short-term commercial loans ranging from $50k to $2.5M+ to fund the purchase and rehab of non-owner occupied residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit.
27413 Tourney Road, Suite 160, Valencia, CA, 91355
The Richardson Lending Team at City 1st Mortgage bring decades of residential and commercial mortgage lending experience to a host of today’s most convenient financial technologies. The end result is a customer-first approach to lending where a full variety of lending programs are available.
28494 Westinghouse Place, Suite 313, Valencia, CA, 91355
Our mission is to serve clients with excellence. Our goal is even simplier, fulfill individual financial goals by managing ones real estate investment. We pledge to help our borrowers overcome roadblocks that can arise while securing a home loan. Real Estate and Mortgage solutions customized for real families.
25152 Springfield Court, Suite 200, Valencia, CA, 91355
Onyx Lending, our relationship with the nation's top investors provides a greater selection of innovative mortgages designed to meet your specific needs. Whether you are a first-time homebuyer or looking to refinance, our loan specialists are a phone call away to help you get the right loan at a competitive rate
27201 Tourney Road, Suite 201-O, Valencia, CA, 91355
Focus Lending Group, Inc. is committed to helping you find the right mortgage product for your needs. With literally hundreds of different loan programs available we can usually find a product that fits every client's scenario. From plain vanilla "prime" products to the newest non-QM offerings.
29021 Avenue Sherman, Suite 111, Valencia, CA, 91355
At Silva Realty, real estate isn’t a job, it’s a lifestyle—it’s knowing that our clients might change their minds 20 times throughout the process & being happily flexible to help them navigate challenges & indecision to ultimately achieve their goals.It’s being available and responsive outside of conventional business hours via phone, text, email.
Newcastle Lending Started in 2012 as a two person operation and we are steadily growing in both business and personnel and Specialties in Lending Services including purchase loans and refinancing and Loans is a local owned and operated company where our main goal is to provide the best possible real estate and lending experience.
