USDA Vs. FHA your options comparison in East-Orange, Essex County, NJ
For 2025, the USDA loan limit in East-Orange, which is in Essex County of NJ, is $0. In contrast, the FHA limit set for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to weigh today's top USDA and FHA rates, determining the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, aiding your decision on which option in fits best into your financial picture.
Loan Limits and Down Payment Requirements in East-Orange, Essex, NJ for 2025
Loan Category
Maximum Limit
Minimum Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Lending Options in East-Orange, NJ
Lendersa® aims to seamlessly connect you to the ideal USDA or FHA loans promptly. Choose one starting path from three selections to match with lenders and discover USDA loan offerings.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA Rural Development Loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, the USDA mortgage necessitates no down payment whatsoever.
The Entertainment Industries Federal Credit Union was established to provide quality financial services to members who share our common bond. We will serve our SEG's and promote community development by providing services toward improving the social and/or economic conditions of low income residents in our field of membership.
Seaport Federal Credit Union is a member owned, not-for-profit financial cooperative institution. We are dedicated to providing quality financial products and services, delivered in a professional, courteous and timely manner. Unlike other types of financial institutions, which need to generate profits in order to satisfy stockholders.
Union County Employees Federal Credit Union offers a savings account, Christmas and Vacation clubs as well as various loans to provide you with an easy way of savings & managing your hard-earned money. The Credit Union provides members with the convenience of having money withdrawn from your paycheck & deposited directly into your savings account.
The Wakefern Federal Credit Union was established in 1962. Our current field of membership includes all Wakefern Food Corporation employees and its wholly-owned subsidiaries, Food Haulers, Inc. National Transport Services Company, all PriceRite store employees as well as ShopRite store employees if their owners have signed up with the Credit Union.
80 West Grand Street, 3rd Floor, Elizabeth, NJ, 07201
Virtue Funding founder of the edward koster For 25 years Ed's unique style of lending has allowed him to create and deliver flexible products. His goal is to get you the best possible loan option to meet your goals and financial needs.and We take the time to understand your unique needs
570 West Mount Pleasant Avenue, Livingston, NJ, 07039
Regal Bank is a full service community bank headquartered in Livingston, New Jersey. Regal Bank serves, as our primary trade area, Essex, Hudson, Somerset, Union and eastern Morris Counties. Regal Bank offers the very best in products and services, designed to help you meet your personal financial goals.
The Capital Lenders Money is the lifeblood of business, and you need someone you can trust to help you with the financing and working capital necessary to keep your company afloat. At The Capital Lenders, we are nationally recognized for our resources and commitment to finding customized solutions for our customers’ commercial finance needs.
125 Kingsland Avenue, Suite 201, Clifton, NJ, 07014
Waring Investments, Inc. was founded in 1991. Owners and principals, Morris and David Spector, have successfully led Waring since its inception and have over 50 years of combined experience in the hard money loan business. They have distinguished the Company as a direct lender in the commercial-private and hard money real estate market.
Atlantic Federal Credit Union was founded in 1935 by a group of AT&T Western Electric employees in Kearny, New Jersey. They were dedicated to building a not-for-profit financial cooperative to meet their savings and borrowing needs — an especially formidable task in that depression era.
