USDA and FHA Pro and Con in Irvington, Essex County, NJ
In 2025, USDA loan limit in Irvington, county of Essex, NJ is $0 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Irvington, county of Essex, NJ
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Irvington, NJ
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
25060 Avenue Stanford STE 255, Valencia, CA, 91355
Southern Oaks Mortgage, Inc. is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
28338 Constellation Road, Suite 900, Valencia, CA, 91355
Established in 1993, American Family Funding has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, and individual homebuyers throughout California.We are a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
"Pacific Funding Mortgage Division, established in 1995 by President Mike Moeller, has been a top trusted mortgage lender for over 20 years.
As a full-service, direct lender we perform both broker and banker sides of each mortgage transaction, which distinguishes us as a leading mortgage company. "
20101 Hamilton Ave, Suite 150, Torrance, CA, 90502
Schools Federal Credit Union is a not-for-profit organization that has served the employees of the Los Angeles Unified School District and other education-related groups since 1939.Schools FCU is a different kind of financial institution. We provide our members with personalized service that banks can’t match.
970 W. 190th Street, Suite 110, Los Angeles, CA, 90502
Archbell Capital, LLC is a boutique commercial real estate bridge lender that originates mortgage loans for its middle market borrowers/partners seeking to acquire or refinance assets across property types. We focus on off-market transactions on a direct basis in partnership with our clients.
Discover Flexi-View Lending—your trusted financial partner! With a dedicated team led by Jesse Low, we empower clients through personalized lending solutions. Whether you're purchasing a new home or refinancing, our tailor-made services adapt to your financial goals. Contact us at [email protected] for advice that transforms dreams into re
1999 Avenue of the Stars, Suite 1100, Los Angeles, CA, 90067
Scott Griffin Financial Management Solutions specializes in high-end residential mortgages, offering loans in California. The brokerage caters to high-net-worth individuals to offer 'A' Paper Jumbo Loans through concierge-grade, specialized service.Scott Griffin Financial is one of only a small number of brokerages that can offer the patented.
10100 Santa Monica Blvd. #300, Los Angeles, CA, 90067
Hard money lenders are usually private investors or businesses that specifically handle this type of loan. We offer business loans with the lowest rates, quickest approval times and minimal red tape.
We specialize in Hard Money Lending in San Diego.A hard money loan is a way for you to borrow money for property without resorting to traditional
2029 Century Park E, Suite 400 Office 487, Los Angeles, CA, 90067
"Led by the Guzzo's family for over five generations in Europe, Guzzo & Co has been primarily associated with merchant activities.
Started as an investment company in Italy, Guzzo & Co has expanded its presence in North America with a Mortgage Lending division and continues today to be an active independent investment firm"
1880 Century Park East, Suite 412, Los Angeles, CA, 90067
With Over 30 Years of Combined Experience, Our Team has the Knowledge and Expertise to Ensure Professional, Accurate, High-Quality Service. We can give you an answer within 24 hours to see if you qualify for financing even if you have been turned down by other lenders. We put together a repayment plan with our borrowers that works for them.
10100 Santa Monica Blvd. #300, Los Angeles, CA, 90067
Hard Money Go specializes in residential and commercial hard money lending throughout Southern California. As the largest single source of private money, we have the ability to fund hard money loans within 10 business days and can get your deals closed under strict time deadlines.
