USDA Vs. FHA Pro and Con comparison in Maplewood, Essex County, NJ
In the year 2025, the USDA loan limit for Maplewood in Essex county, NJ, amounts to $0, while the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA options and determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Maplewood, Essex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Options in Maplewood, NJ
The mission of Lendersa® is to provide you with the best USDA or FHA loan, fast and effortlessly. Start by selecting one of the three paths that connect you with matching lenders and available USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is specifically available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Arlington State Bank is a branch office of Arlington State Bank. They provide the following services: Full Service Office Location and are located at 230 West Main Street in Arlington Minnesota.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
19940 State Highway 181, Suite B, Fairhope, AL, 36532
At Homefront Lending LLC, where we are honored to serve you! We are experienced mortgage professionals dedicated to our community. Located in Fairhope, AL, it is absolutely our honor to bring excellent service to south Alabama. We are a veteran-owned business who's passion is serving our nation's heroes who serve us each and every day.
At Bay Mortgage Corporation, we take tremendous pride in providing our clients with an exceptional mortgage financing experience. Since 1988, we have been a locally owned and operated mortgage broker primarily serving Baldwin and Mobile counties but licensed to serve the entire state of Alabama.
Central Missouri Community Credit Union was chartered in 1961 as a credit union for the education community. We now serve a field of membership including all educational employees, college students and high school juniors and seniors in all counties of the University of Central Missouri District.
Established in 1890, Quarry City Savings and Loan is a local, community-oriented financial institution providing honest personal service to our customers. Our Mission at Quarry City Savings & Loan is to build and maintain solid relationships with the community we live in and the clients we serve.
Timothy Mapp as owner and Broker of New Millennium Mortgage Co., He take great pride in helping our clients receive the best loan program and service in their quest to find the perfect home here in Paradise. Tim have been in the Real Estate field for over 35 years and the Mortgage field for over 15 years.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
I am a former Realtor, and started my mortgage career in 1982 as a bank loan officer, then transitioned to the Mortgage Broker profession to assist more borrowers with a wider variety of products and more competitive rates. I entered wholesale lending, as an account executive, traveling the west coast of Florida, calling on Banks and Brokers,