USDA Vs. FHA your options comparison in City-of-Orange, Essex County, NJ

In 2025, USDA loan limit in City-of-Orange, county of Essex, NJ is $0 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in City-of-Orange, county of Essex, NJ

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in City-of-Orange, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Americana Lending inc
  • 100 N Brand Blvd, Suite 310, Glendale, CA, 91203
  • At Americana Lending inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Jrrealty & Associates
  • 665 Fairmont Avenue, Suite 5, Glendale, CA, 91203
  • Jilbert & his team are a highly motivated real estate team.you will have a One-Stop Real Estate Provider who will cover all of your real estate needs Jilbert Allahverdi is the founder of the company he is Dedicated to assisting buyers and sellers with all of their real estate needs. Whether you are buying or selling your home.
  • Paramount Loan Services
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  • Century Real Estate Inc
  • 525 N Brand Blvd, Suite 100, Glendale, CA, 91203
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  • At ProMatrix Mortgage, a team of professionals work together to identify the best loan for each client. ProMatrix Realty and Mortgage began as a real estate company. Today, you can purchase a home and finance it with the help of ProMatrix Realty and Mortgage. At ProMatrix, you will get the best loan with the best rate for your next home
  • Prominent Financial Group
  • 330 North Brand Boulevard, Suite 1280, Glendale, CA, 91203
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  • Ice Castle Group, Inc.
  • 237A No Central Avenue, Suite 203-A, Glendale, CA, 91203
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  • 700 N Brand Boulevard, Glendale, CA, 91203
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