USDA Loan Vs. FHA loan for Fairfield, NJ [Essex County ]

For 2025, the USDA loan limit is $0 in Fairfield, Essex County, NJ. Meanwhile, the FHA ceiling for a single-family house is $1,089,300.

The Lendersa® USDA loan calculator assists you in comparing the best rates between USDA and FHA as of today. It helps determine the required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options can be compared side by side, guiding you to choose the most suitable program for your financial situation, particularly in .

Choices for USDA and FHA Loans in Fairfield, NJ

Lendersa® aims to rapidly connect you with the ideal USDA or FHA loan, free from hassle. Choose one of three pathways to engage with lenders and access USDA loan options.

Lendersa USDA loan request and matching results

About USDA Loans in NJ

Backed by the Department of Agriculture, a USDA home loan, also known as a USDA rural development loan or USDA mortgage, is available in rural areas only. Unlike FHA loans requiring a 3.5% down payment, USDA mortgages require no down payment, making them an attractive option for rural homeowners.

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(812) 477-8000 Lender's profile and map Reviews Mortgage Masters of Indiana 501 N. Cross Pointe Blvd, Evansville, IN, 47715 Mortgage Masters of Indiana, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(812) 730-4112 Lender's profile and map Reviews Acceptance Home Mortgage, LLC 101 Plaza East Blvd, Suite 232, Evansville, IN, 47715 Acceptance Home Mortgage, LLC, has built an excellent reputation serving the lending needs of individual home buyers, builders and real estate professionals throughout Indiana and Kentucky.We have over 150 years combined experience lending on the American dream, as well as being licensed in multiple states.
(920) 772-4433 Lender's profile and map Reviews Collins State Bank 20741 CTH JJ, Collins, WI, 54207 Our Mission, “Big enough to serve you, small enough to know you, ” is more than a statement for our team. We like to use the term family, because we live in these communities and our customers are a part of our family. We owe all of our success to the communities we serve each and every day.
(217) 832-2631 Lender's profile and map Reviews Villa Grove State Bank 10 N Main St, Villa Grove, IL, 61956 Villa Grove State Bank opened for business on November 1, 1919. Our story began at 10 N. Main Street in Villa Grove, in what was then known as the Combs building and had been previously occupied by the Morrison Grocery Store, and we are still there today to serve our customers and community. As the bank has continued to grow
(217) 932-2265 Lender's profile and map Reviews Preferred Bank 602 North State Highway 49, Casey, IL, 62420 "Preferred Bank is a branch office of Preferred Bank. They provide the following services: Full Service Office Location and are located at 602 North Route 49 in Casey Illinois. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number and additional banking information."
(217) 932-2136 Lender's profile and map Reviews Casey State Bank 305 North Central Avenue, Casey, IL, 62420 Casey State Bank serves the agriculture, oil, and consumer markets located in the Clark, Crawford, Henderson, and Lawrence Counties. Casey State Bank has 8 branches to assist customers with their financial needs. At Casey State Bank we are deeply rooted in the communities we serve. We have been family owned and operated since 1968.
(217) 932-4048 Lender's profile and map Reviews First Neighbor Bank, National Association 918 IL-49, Casey, IL, 62420 First Neighbor Bank, N.A. is proud to be in your communities, owned and operated by your neighbors and working together to serve you. While staying current with technologies, we institute a philosophy of old-fashioned banking. We strive daily to remain on a first name basis with our customers.
(800) 245-9655 Lender's profile and map Reviews CDC Federal Credit Union 2301 Parklake Drive, Atlanta, GA, 30345 CDC Federal Credit Union, we understand each member has different money management skills with unique needs. That is why we offer a wide variety of products and services to meet those needs in your current stage of life. If you are just starting out, you may need a savings and checking account.
(800) 786-8787 Lender's profile and map Reviews SunTrust Bank 2162 Henderson Mill Rd NE, Atlanta, GA, 30345 SunTrust and BB&T have joined to become Truist. We're building a better future together Truist Financial Corporation (NYSE: TFC) is a purpose-driven company dedicated to building a better future for its clients, teammates and communities. With 275 years of combined BB&T and SunTrust history, Truist is one of the nation’s largest financial services.
(844) 437-3264 Lender's profile and map Reviews MDH Mortgage 2303 Parklake Drive, Suite 504, Atlanta, GA, 30345 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(678) 626-0465 Lender's profile and map Reviews InfoThink LLC 2302 Parklake Drive, Suite 513, Atlanta, GA, 30345 At InfoThink LLC., we help our Mortgage clients leverage forward thinking, in order to transform business.Our solutions are designed to assist Mortgage providers Improve Margins, increase business process speed, quicker loan decisions and deliver loan quality. Our offerings include Consultancy & Business process management in the Mortgage industry.
(404) 436-0013 Lender's profile and map Reviews Holly Walther Lending Team 4343 Shallowford Road, Suite 110, Marietta, GA, 30062 Holly Walther have 20+ yrs of lending experience and a 100% closing record. The Holly Walther Lending Team is among the top mortgage loan producers in all of Georgia. Holly's exclusive concierge service, and systematic communication will keep you informed and involved every step of the way, ensuring a streamlined approval process.