USDA Loan Vs. FHA loan for Caldwell, NJ [Essex County Rates 2023]

In 2025, USDA loan limit in Caldwell, county of Essex, NJ is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Caldwell, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(817) 786-8540 1375 miles Lender's profile and map Reviews Caltex Funding LP 1600 Airport Freeway, Suite 200, Bedford, TX, 76022 Caltex Funding has been serving Texans since 2006. We help you find the best loan to fit your needs. We specialize in Purchase and Refinance transactions. We arrange FHA, VA, Conventional and Rural Housing loans. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.
(972) 938-4300 1375 miles Lender's profile and map Reviews Citizens National Bank of Texas PO Box 717, Waxahachie, TX, 75168 We believe in mPowering our customers, the importance of giving back to the communities we serve, & we are proud to stand behind our promises. In business since 1868, we are the third oldest independent bank in Texas. With current assets over $600 million, we are 10 branches located in 7 cities: Waxahachie, Midlothian, Red Oak, Italy, Cedar Hi
(580) 654-1035 1375 miles Lender's profile and map Reviews The Farmers Bank of Appomattox 31 West Main Street, Carnegie, OK, 73015 Established in 1905, we have been serving Oklahoma for over 100 years! Locally owned and operated we support the community in many areas! Under new management since 2020. To operate in a safe and sound manner while understanding we have a fiduciary responsibility to all of our depositors.
(866) 611-7457 1375 miles Lender's profile and map Reviews Apple Capital Group, Inc. 201 E Abram St, Suite 120, Arlington, TX, 76010 Apple Capital Group, our main goal is to provide our clients with a full line of small business asset based loans. We are truly committed to understanding your exact business requirements and will gladly help you overcome future challenges. we are dedicated to empowering our clients to meet these challenges and to achieve the growth.
(951) 750-8440 1375 miles Lender's profile and map Reviews Rubin Home Loans powered by Francis Colonial Mortgage 318 W Main Street, Suite 100, Arlington, TX, 76010 Rubin Home Loans has a desire to see your dreams come to reality. We pride ourselves in being efficient, professional, and personal while guiding you through your real estate finance needs.We have 20+ years lending experience that includes closing, processing, underwriting, and sales.
(817) 633-5882 1375 miles Lender's profile and map Reviews Vista Mortgage Corp 219 Billings St, Suite 360, Arlington, TX, 76010 Vista Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(682) 224-9517 1375 miles Lender's profile and map Reviews Francis Colonial Mortgage 318 W Main St, Arlington, TX, 76010 Our mission is to serve you with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(701) 258-6550 1376 miles Lender's profile and map Reviews Kirkwood Bank & Trust 2911 North 14th Street, Bismarck, ND, 58503 Kirkwood Bank & Trust was chartered by the North Dakota Department of Banking and Financial Institutions in February 1975 as Bank of Kirkwood Plaza. In 1981, Bank of Kirkwood Plaza was sold to a Fargo banker and re-named Dakota Bank & Trust Company. The bank was sold to its present stockholders in 1987 and re-named Kirkwood Bank & Trust.
(701) 223-6050 1376 miles Lender's profile and map Reviews Starion Bank 333 North 4th Street, Bismarck, ND, 58502 Starion Bank is a $1.6 billion family-owned Bank providing Banking, mortgage, insurance and investment services for individuals, families and businesses across the Midwest. As an independent supercommunity Bank, we have the same services and technology as larger Banks, yet we offer personal service, make decisions locally.
(308) 362-4226 1376 miles Lender's profile and map Reviews Community First Bank 122 South Commercial, Maywood, NE, 69038 Community First Bank takes pride in serving the area as an independently owned community bank since 1917. Community First Bank in Trenton, NE, formerly State Bank of Trenton was chartered in 1917 by Adolf Thuman. The bank has been a family tradition ever since. In 1971, Adolf’s son D. Roger Thuman took over for his dad
(580) 256-3314 1376 miles Lender's profile and map Reviews The Stock Exchange Bank 1117 Tenth Street, Woodward, OK, 73802 The Stock Exchange Bank is a locally owned and operated financial institution. Established in 1903, the bank offers a wide range of products and services. It provides clients various deposits options, including free checking, regular checking, value plus club, value plus gold, money market checking,