In 2025, the USDA loan limit in Caldwell, within Essex county, NJ, is $0, whereas the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates. This tool aids in determining the needed income, credit score, reserves, and required documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, helping you decide which program best fits your financial situation in .
Insight into 2025 Loan Limits and Downpayment Requirements in Caldwell, Essex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Caldwell, NJ
Lendersa® is dedicated to helping you quickly secure the best USDA or FHA loan with ease. Begin by selecting one of the three starting paths that guide you to lenders and USDA programs that suit your needs.
A USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans demand no down payment at all.
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San Diego Homes & Loans helping families achieve their Real Estate goals. With 15+ years of Mortgage and Real Estate experience, I enjoy guiding my clients through the process of buying, selling, or refinancing. I work hard to understand every borrower's wants, needs, and financial goals
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10620 Treena Street, Suite 230, San Diego, CA, 92131
We have been committed to serving the financial needs of homeowners and homebuyers across California and Tennessee by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
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10650 Scripps Ranch Blvd, Suite 230, San Diego, CA, 92131
At Click Mortgage, a Division of Golden Bear Capital, Inc, a Division of Golden Bear Capital, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process.
10650 Scripps Ranch Blvd #230, San Diego, CA, 92131
Click Mortgage work tirelessly to ensure their clients are well informed, on schedule, and satisfied with their mortgage decisions. By building a knowledgeable and driven team, leveraging cutting-edge tech, and creating valuable partnerships. Click Mortgage is designed to be the best choice in mortgage banking
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