USDA Loan Vs. FHA loan for Caldwell, NJ [Essex County Rates 2023]

In 2025, USDA loan limit in Caldwell, county of Essex, NJ is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Caldwell, NJ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Jersey?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(512) 243-7430 1504 miles Lender's profile and map Reviews SouthStar Bank 5925 Steiner Ranch Blvd, Austin, TX, 78732 SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 15 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships.
(281) 733-2816 1504 miles Lender's profile and map Reviews Oasis Mortgage and Realty LLC 7086 Comanche Trl, Austin, TX, 78732 We strive to get the best deal as we are partnered with the largest wholesale lenders. Our Traditional products include Conventional, Jumbo, FHA, VA, & USDA loans. Market-leading pricing means we can offer you some of the lowest rates available. Residential Mortgage Brokerage with the Nation Largest Lender can give you the best competitive rates
(737) 212-0030 1504 miles Lender's profile and map Reviews LCRA Credit Union 3505 Montopolis Drive, Austin, TX, 78744 Since its inception in 1940 the Lcra Credit Union has been serving its members in the Austin, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here.
(512) 756-2191 1506 miles Lender's profile and map Reviews First State Bank of Burnet 136 East Washington Street, Burnet, TX, 78611 The mission of First State Bank of Burnet is to make a profit for its shareholders while serving the financial needs of our communities, businesses, & citizens. First State Bank of Burnet is a responsible citizen & a business leader of our communities, and we will not knowingly take actions that are adverse to the best interest of our communities.
(512) 573-9546 1506 miles Lender's profile and map Reviews Westate Mortgage & Realty LLC 1404 Olympus Drive, Austin, TX, 78733 At Westate Mortgage & Realty, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(512) 522-5818 1506 miles Lender's profile and map Reviews Wang Mortgage LLC 2009 Vervain Court, Austin, TX, 78733 We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
512 394 7114 1506 miles Lender's profile and map Reviews Thrive Lending 809 Cuernavaca Dr N, Austin, TX, 78733 Thrive Lending, we see you, and then we see your property. What does that mean? First and foremost, it means we define our success as your success. It means we view lending as a way to elevate your economics through carefully calculated financial risks designed to help your profitability. The reality is that the hard money industry has a bit of a “
(361) 782-5745 1507 miles Lender's profile and map Reviews Jackson County Teachers FCU 309 North Allen Street, Edna, TX, 77957 J C T Federal Credit Union has been serving the employees of the Edna, Ganado and Industrial School Districts since 1971. We take pride in providing you with fast, accurate and confidential services.We offer a full range of services including Share Draft Accounts (Checking) that pays you an annual dividend credited monthly.
(361) 782-0708 1507 miles Lender's profile and map Reviews Jackson County Federal Credit Union 309 N Allen Street, Edna, TX, 77957 Jackson County Federal Credit Union began as MAGVAN Federal Credit Union in 1955 when a group of Mobil employees working in Vanderbilt chartered the credit union. Since then, the credit union has been chartered to be a community credit union, to serve anyone living or working in Jackson County.
(800) 872-5363 1507 miles Lender's profile and map Reviews USA Lending Group, Inc 1200 Barton Creek Blvd, Unit 64, Austin, TX, 78735 We are a technology-driven company and offer a level of customer service second to none. “Low Rates, Low Fees, and Fast Closings, ” is our motto and describes why Texas residents choose USA Lending Group for their Texas Home Loans. With an array of Texas home loan programs to choose from,
(830) 370-3576 1507 miles Lender's profile and map Reviews Kellibrooke Mortgage Partners, LLC 4201 Sun Spirit Dr, Austin, TX, 78735 We are a boutique mortgage brokerage serving friends and family who desire guidance by a trusted professional. We are one voice for you in the craziness of internet spammers and information overload. Kellibrooke Mortgage Partners, LLC, is a family owned mortgage brokerage founded by Leighann Laviolette.