In the current year 2025, the USDA loan limit within North-Caldwell, which is situated in the county of Essex, NJ, is $0. Meanwhile, for a single-family home, the limit set by the FHA stands at $822,375.
By using the Lendersa® USDA loan calculator, you can effectively compare the leading USDA versus FHA rates available today. This tool aids in determining what income levels, credit score, reserves, and documentation are needed to qualify. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, guiding you to the best choice for your unique financial scenario in .
Loan Limits and Downpayment Requirements for 2025 in North-Caldwell, County of Essex, NJ
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in North-Caldwell, NJ
The goal of Lendersa® is to efficiently connect you with the best USDA or FHA loan options available, free of any hassle. Choose one of three starting paths that help match you with lenders and uncover USDA loan programs.
A USDA home loan is guaranteed by the government's Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and it is exclusively available in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, making them an attractive option for qualified borrowers seeking to purchase properties in rural neighborhoods.
In 1957, a group of faculty and administration staff at the University of Chicago saw the need to create a financial institution focused on providing a source of credit at reasonable rates and promoting thrift within the University Community. That original idea is the foundation for the company that would become Maroon Financial Credit Union.
Sherwin-Williams Credit Union We are a full service credit union that offers various deposit accounts including savings, checking, CDs, IRAs, and money markets. We also offer all kinds of loans such as mortgages, home equity loans, vehicle loans, signature loans, share secured loans, credit cards, and pay day lending for quick cash
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7936 South Cottage Grove Avenue, Chicago, IL, 60619
Providence Bank & Trust is about service, as a bank and as a member of the communities we serve. We pledge to be the local community bank of choice by listening to people, placing their needs first and foremost and responding promptly with meaningful products and services We are a community of talented, dedicated, caring professionals working toget
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MWRD Employees Credit Union has been open since 1953. The credit union has assets totaling $42.36 Million and provides banking services to more than 2,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
